Island Beach Club Condos: Beachfront Living in the Heart of Holmes Beach

by Hunt Brothers Realty

Island Beach Club is a small Gulf-front condominium community at 3013 Avenue F in Holmes Beach on Anna Maria Island. Current public records and property information support a 10-unit community built in 1974, with direct beach access, Gulf views and a shared swimming pool. Verified individual residences include two-bedroom condos of approximately 984 square feet, with screened outdoor spaces that take advantage of the beachfront setting. For buyers seeking a lower-density alternative to a large resort condominium, Island Beach Club combines direct Gulf access with a central Holmes Beach location, but insurance, flood exposure, association finances, rental rules, storm history and building condition all deserve careful review.

Buyers can explore the Island Beach Club property page from Hunt Brothers Realty and use the Anna Maria Island Real Estate Buyer's Guide for broader context. Because online sources contain conflicting specifications for this community, buyers should verify current building, association and unit information before relying on any website description.

Quick Answers About Island Beach Club Condos

Where is Island Beach Club in Holmes Beach?

Island Beach Club is at 3013 Avenue F in Holmes Beach, Florida 34217. Florida corporate records identify this address as the principal address of Island Beach Club of Manatee County, Condominium Association, Inc.

Is Island Beach Club directly on the Gulf?

Yes. Current and historical property records identify Island Beach Club as a Gulf-front condominium with beach access and Gulf views. Individual residences can have different sightlines depending on their location within the property.

How many condos are at Island Beach Club?

Property records and current rental information identify Island Beach Club as a 10-unit condominium community. Buyers should verify the current condominium documents and legal unit schedule when the exact ownership structure is material to a transaction.

When was Island Beach Club built?

Current public and property records identify 1974 as the construction year for individual Island Beach Club residences. Building age makes current maintenance, repair, insurance and structural information particularly important to review.

Does Island Beach Club have a swimming pool?

Yes. Current rental information and property records identify a shared community swimming pool. Recent rental information describes the pool as heated with a heat-pump system, but buyers should verify current pool operations and association responsibilities directly.

Can Island Beach Club condos be rented weekly?

Historical property information and current vacation-rental activity support weekly rental use at Island Beach Club. Buyers should verify the current condominium documents and City of Holmes Beach regulations before purchasing based on a short-term rental plan.

Are pets allowed at Island Beach Club?

Current 2025/2026 rental rules state that pets are not permitted in rental units or on the premises for rental occupants. Historical MLS information indicates that small owner pets have been permitted, so buyers should verify the current owner policy directly from the condominium documents rather than assuming rental and owner rules are identical.

Island Beach Club Sits Directly Along the Gulf Shoreline

Direct beach access is the defining feature of Island Beach Club. The condominium property sits along the Gulf side of Holmes Beach, allowing residents to reach the shoreline without driving to a public beach or crossing the island from the bay side.

Historical property records identify Gulf and beach views, Gulf access and deeded beach access associated with individual residences. Current vacation-rental listings similarly describe units as Gulf-front or beachfront and only steps from the sand.

That setting is a major lifestyle advantage for buyers who prioritize the beach. It also increases the importance of understanding flood exposure, insurance, salt-air maintenance, storm history and the condition of exterior building components.

A 10-Unit Community Creates a Lower-Density Setting

Island Beach Club is notably smaller than many conventional condominium developments. Current and historical sources consistently identify 10 residences, creating a relatively low-density beachfront property.

A smaller condominium can appeal to buyers who prefer fewer residences sharing the beach access, pool and other common areas. It can also mean that major common-property expenses are allocated among a relatively small ownership group according to the condominium documents.

For that reason, buyers should not assume that a small community automatically means low ownership costs. The association's insurance, reserves, maintenance history, upcoming projects and assessments are more meaningful indicators.

Most Verified Residences Offer Two-Bedroom Layouts

Verified property records for Island Beach Club show two-bedroom residences, with approximately 984 square feet of living area appearing repeatedly in public and listing records. Bathroom configurations vary, with documented examples including one, one-and-a-half and two bathrooms.

Buyers may encounter larger total building-area figures in property records because total area can include spaces that are not counted as interior living area. When comparing units or calculating price per square foot, use the same measurement standard for every residence.

Floor plans, bathroom counts, renovation levels and outdoor areas can differ. Official records and the specific listing should be reviewed for the individual condo rather than assuming every unit is identical.

Screened Outdoor Spaces Frame Gulf and Sunset Views

Screened lanais, porches and balconies are recurring features in Island Beach Club property information. Unit D1, for example, has been marketed with a screened porch and direct Gulf views, while current vacation-rental information for upper-level residences describes screened balconies overlooking the Gulf.

These outdoor areas can function as an extension of the living room, particularly when oriented toward the beach. They also give buyers a place to evaluate one of the property's most important variables, the actual view from the specific residence.

View quality should always be evaluated in person. Floor level, unit position, landscaping and building configuration can affect the amount of Gulf visible from different residences.

Ground-Floor and Upper-Level Residences Feel Different

Island Beach Club includes both ground-floor and upper-level residences. Current rental information identifies unit 2 as a ground-level Gulf-front condo, while unit 24 is marketed as an upper-level Gulf-front residence with a screened balcony.

Feature	Ground-Floor Condo	Upper-Level Condo
Access	Ground-level entry can simplify daily access	Requires evaluating the route to the residence
Outdoor space	May include a screened lanai or porch	May include an elevated screened balcony
View	Direct beach relationship can be prominent	Elevation can provide a broader Gulf perspective
Buyer consideration	Privacy, foot traffic and ground-level coastal exposure	Stairs, accessibility, luggage and beach equipment

The better location depends on the buyer's priorities. Someone who values simple ground-level access may reach a different conclusion from a buyer who places greater value on an elevated Gulf view.

The Community Pool Adds an Alternative to the Gulf

Island Beach Club has a shared swimming pool, a feature supported by current property records and vacation-rental information. Recent rental listings describe the pool as heated using a heat-pump system.

For owners and guests, the combination of pool and direct beach access provides two distinct ways to enjoy the property without leaving the condominium grounds. This can be particularly useful on days when Gulf conditions make pool swimming preferable.

Buyers should confirm current pool heating, operating rules, maintenance arrangements and planned capital work directly from current association information.

The Holmes Beach Location Puts Buyers Near the Center of Anna Maria Island

Holmes Beach occupies the central portion of Anna Maria Island. Hunt Brothers Realty's Anna Maria Island Real Estate Buyer's Guide explains that the island includes three separate municipalities: the City of Anna Maria to the north, Holmes Beach in the center and Bradenton Beach to the south.

That central position gives Island Beach Club owners convenient access to other parts of the island while remaining directly on the Gulf. Historical and current property information also references nearby island trolley access, restaurants and shopping.

Location should still be evaluated according to the buyer's routine. Visit the property at different times, consider traffic patterns and determine how easily the residence connects with the places you expect to use most frequently.

Island Beach Club Offers a Different Experience From a Larger Resort Condo

Feature	Island Beach Club	Larger Resort-Style Condo
Community scale	10 residences according to current property information	May contain substantially more residences
Beach relationship	Direct Gulf-front setting	Varies by property
Amenities	Beach and community pool are central features	May add clubhouse, fitness facilities or other amenities
Atmosphere	Lower-density beachfront setting	May feel more like a conventional resort complex
Financial consideration	Major common expenses are shared among a small ownership group	Costs may be distributed across more units, depending on the property

Neither model is inherently better. Buyers should compare the amenities they will actually use with the association's finances and the total cost of ownership.

Weekly Rental History May Matter to Some Buyers

Island Beach Club has a documented history of weekly vacation-rental use. Current vacation listings remain active, and the property's 2025/2026 rental rules state that rentals are managed by individual owners or agents rather than onsite management.

Buyers should not interpret past or current rental activity as a guarantee of future rental rights. Condominium restrictions, municipal requirements and other regulations can change. Verify the current declaration, amendments, association rules and City of Holmes Beach requirements before purchasing based on short-term rental plans.

Rental income and occupancy are also not guaranteed. A buyer evaluating rental use should consider management, cleaning, utilities, furnishings, repairs, insurance, taxes, association expenses and vacancy, and consult qualified tax, lending, insurance, legal and property-management professionals when individualized guidance is needed.

Parking Is Limited, So Verify the Rights for the Specific Condo

Current 2025/2026 rental rules state that each rental unit is permitted one vehicle on the property's parking area. Current vacation listings also commonly specify a maximum of one vehicle.

Those rules matter for owners who expect frequent guests or households arriving in multiple cars. The same current rental rules state that golf carts are not allowed on the premises.

A buyer should verify the legal parking rights associated with the specific residence and current rules for owner vehicles, rental occupants and guests directly from the association documents.

Owner Pet Rights and Rental Pet Rules May Be Different

Current 2025/2026 rental rules published with Island Beach Club vacation listings prohibit pets in rental units and on the condominium premises for rental occupants. Historical MLS records, however, have identified small pets as permitted for owners, including references to one small pet.

Because those sources address different users and different time periods, buyers should not rely on either one as definitive evidence of the current owner policy. If keeping a pet is important, obtain and review the current declaration, amendments and association rules before purchasing.

Flood Exposure Is a Core Part of Gulf-Front Ownership

Island Beach Club's Gulf-front position makes flood and coastal exposure important parts of buyer due diligence. Historical property records identify the property within a flood zone, but buyers should obtain current property-specific flood information rather than relying on an older listing.

Review current FEMA information, available elevation documentation, association flood coverage and any separate coverage appropriate for the individual residence. Buyers should also investigate documented water intrusion, storm damage and completed repairs.

Flood-zone designations, insurance requirements and premiums can change. Buyers should verify current information with the appropriate government sources and a qualified insurance professional before making a decision dependent on flood risk or coverage.

Insurance Deserves Early Attention

Beachfront condominium ownership generally involves both association-level insurance and coverage obtained by the individual unit owner. Buyers should understand what the master policies cover, applicable deductibles and what portions of the property remain the owner's responsibility.

Depending on the circumstances, individual coverage considerations can include interior improvements, personal property, liability, loss assessment, flood and other exposures. The condominium documents and insurance policies help define those responsibilities.

Insurance availability, coverage, deductibles and premiums can vary substantially by property and unit. Buyers should obtain property-specific quotes and review current association coverage with a qualified insurance professional before making a purchasing decision dependent on insurance cost or availability.

Association Finances Are Especially Important in a Small Beachfront Community

With only 10 residences identified in current property information, Island Beach Club buyers should pay close attention to how the association funds common obligations. Beachfront buildings can face significant expenses involving insurance, exterior maintenance, roofing, waterproofing, balconies, pool systems and other shared components.

Request the current budget, recent financial statements, reserve information, meeting minutes, insurance documents and information concerning approved or anticipated special assessments. Ask what significant projects have recently been completed and what work is being considered.

Online fee figures should be treated cautiously because they can become outdated quickly. Verify the exact current condominium fee for the residence and what it includes directly from reliable transaction and association documents.

The 1974 Construction Date Makes Building History Important

Current property records identify Island Beach Club residences as having been built in 1974. Age alone does not determine condition, but it makes maintenance history, renovations and major building projects important areas for investigation.

Buyers should request available information concerning roofs, exterior walls, balconies and lanais, windows and doors, plumbing, electrical systems, waterproofing, pool equipment and other material components. Determine which improvements are unit responsibilities and which are association responsibilities.

Inspection findings and technical building information should be evaluated with the appropriate licensed inspector, structural engineer, contractor or other qualified professional before making a decision based on anticipated repair needs or costs.

Review Storm Damage and Repair History

Recent storms make repair history a particularly important question for Gulf-front properties on Anna Maria Island. Buyers should request available records concerning storm damage, water intrusion, insurance claims, repairs, permits and any remaining work affecting either the individual condo or common elements.

A renovated interior does not establish the condition of the roof, exterior envelope or other common components. Likewise, a building that appears restored from the outside may still have financial or maintenance issues that require review.

Property condition and repair documentation should be evaluated by the appropriate licensed inspectors, contractors, engineers and other qualified professionals when material to the buyer's decision.

Review Current Condominium Documents Before Buying

Island Beach Club's beach access and Gulf views may attract the initial attention, but the condominium documents determine many of the practical details of ownership. Buyers should obtain the current declaration, bylaws, amendments, rules and relevant association disclosures.

Financial materials can be equally important. Review budgets, financial statements, reserves, insurance information, meeting minutes, assessments and available engineering or inspection records where applicable.

Questions involving contract rights, condominium ownership, title, assessments, rental rights, pet restrictions or interpretation of governing documents should be reviewed with a qualified Florida real estate attorney or other appropriate legal professional when individualized legal guidance is needed.

Island Beach Club Condo Buyer Checklist

Before purchasing at Island Beach Club, consider verifying:

Legal unit description and ownership interest
Official interior living area and total building area
Bedroom and bathroom configuration
Actual Gulf and beach views from the residence
Beach-access rights
Current condominium fees and included services
Current association budget and financial statements
Reserve information and applicable reserve requirements
Approved or anticipated special assessments
Association master insurance and deductibles
Unit-owner and flood insurance availability and cost
Current flood information and available elevation documentation
Storm, flooding and water-intrusion history
Completed and planned building repairs
Applicable structural, engineering and reserve information
Current rental restrictions and minimum lease period
City of Holmes Beach requirements if vacation rental use is intended
Current owner and rental-guest pet policies
Owner, rental and guest parking rights
Condition and renovation history of the individual condo
Total expected annual and long-term ownership costs

Who Might Consider Island Beach Club?

Island Beach Club may appeal to buyers who want direct Gulf access in a relatively small condominium community. Its documented two-bedroom layouts can provide more separation between sleeping and living areas than a studio or one-bedroom beach condo while retaining a compact footprint.

The combination of Gulf views, screened outdoor spaces, a community pool and central Holmes Beach location can work for second-home buyers as well as purchasers considering permitted vacation-rental use.

Buyers seeking extensive resort amenities, multiple parking spaces, onsite rental management or a larger residential floor plan may prefer to compare Island Beach Club with other Holmes Beach communities before deciding.

Frequently Asked Questions About Island Beach Club

What is the address of Island Beach Club?

Island Beach Club is located at 3013 Avenue F, Holmes Beach, Florida 34217. Florida corporate records use this address for the active condominium association.

Is Island Beach Club beachfront?

Yes. Property records identify Island Beach Club as a Gulf-front condominium with beach and Gulf access. Individual condos can offer direct or partial Gulf views depending on their location.

How large are Island Beach Club condos?

Approximately 984 square feet of interior living area appears repeatedly in verified records for individual two-bedroom residences. Some records show larger total building-area measurements, so buyers should distinguish living area from total area when comparing units.

Does Island Beach Club have a pool?

Yes. Current property and rental information confirms a community swimming pool. Recent rental information describes the pool as heated with a heat-pump system.

Does Island Beach Club allow vacation rentals?

The community has a documented history of weekly vacation rentals, and current rental listings remain active. Buyers should verify current condominium restrictions and Holmes Beach requirements before relying on a particular rental frequency or business plan.

Are pets allowed for owners?

Historical MLS records indicate that small owner pets have been permitted, while current rental rules prohibit pets for rental occupants. Because rules can change, an owner should obtain current written confirmation before purchasing if keeping a pet is important.

Is Island Beach Club in Holmes Beach or Bradenton Beach?

Island Beach Club is in Holmes Beach. Some third-party websites display Bradenton Beach for the 34217 ZIP code, but Florida corporate records and current property records identify the address as Holmes Beach.

The Bottom Line on Island Beach Club Condos

Island Beach Club offers a relatively intimate version of beachfront condominium living in Holmes Beach. Current property information supports a 10-unit community built in 1974, with direct Gulf access, two-bedroom residences, screened outdoor spaces and a community swimming pool.

Its location can be particularly attractive to buyers who want the Gulf immediately outside the property while remaining near the center of Anna Maria Island. Historical weekly rental use can also make the community relevant to buyers considering a combination of personal and permitted vacation-rental use.

The beachfront setting should be evaluated alongside the less visible parts of ownership. Association finances, reserves, insurance, flood exposure, storm repairs, building condition, rental rules, pet restrictions and total ownership costs can materially affect whether a particular Island Beach Club condo fits a buyer's plans.

Explore Holmes Beach Condos With Hunt Brothers Realty

Hunt Brothers Realty helps buyers compare condominiums and coastal properties throughout Holmes Beach and Anna Maria Island. Buyers can start with the Island Beach Club property page, explore other Holmes Beach communities and review the Anna Maria Island Real Estate Buyer's Guide.

Because current online descriptions of Island Beach Club contain conflicting building specifications, property-specific verification is especially important. Contact Hunt Brothers Realty to discuss current listings and the due-diligence questions that may be relevant to a Holmes Beach condominium purchase.

Informational notice: This article provides general real estate, condominium and coastal property information for educational purposes and is not individualized legal, financial, tax, insurance, lending, inspection, engineering, construction, title, association, property-management or investment advice. Condominium fees, reserves, assessments, insurance, flood information, structural information, rental restrictions, municipal requirements, pet policies, parking rights and property conditions can change and vary by residence. Buyers should obtain current association and property-specific information and consult the appropriate licensed real estate professional, Florida real estate attorney, insurance professional, lender, tax professional, home inspector, structural engineer, contractor, association representative, property manager or other qualified professional before making decisions requiring individualized guidance.