Emerald Isle: Tropical Condo Living in Punta Gorda

by Hunt Brothers Realty

Emerald Isle is a 66-unit condominium community along Sunset Key Circle inside the gated Prosperity Point section of Burnt Store Marina. Built primarily from the late 1990s through approximately 2000, Emerald Isle offers spacious three-bedroom residences, tropical landscaping, screened outdoor living and a community pool and spa. Depending on the building and residence, buyers can find marina-basin, pond or landscaped views, attached garages and elevator access. The community combines condominium ownership with convenient proximity to Burnt Store Marina's boating, golf, dining and recreational facilities, although many of those broader amenities are separately operated or require additional fees.

Emerald Isle carries a Punta Gorda 33955 mailing address but is physically located in Lee County. Buyers can explore the broader Burnt Store Marina real estate market and monitor the Hunt Brothers Realty Emerald Isle property search for current availability.

Quick Answers About Emerald Isle

Where Is Emerald Isle in Punta Gorda?

Emerald Isle is located along Sunset Key Circle inside Prosperity Point at Burnt Store Marina. The condos have Punta Gorda 33955 mailing addresses but are in Lee County rather than Charlotte County.

How Many Condos Are in Emerald Isle?

Florida condominium-project records identify 66 units in Emerald Isle. The condominium project was registered in 1997, and the active Emerald Isle Condominium Association was incorporated that same year.

When Was Emerald Isle Built?

Current property records show Emerald Isle residences dating primarily from 1997 through approximately 2000. The buildings use concrete-block and stucco construction with tile roofs and Florida or Mediterranean-inspired architectural details.

Is Emerald Isle Waterfront?

Some Emerald Isle residences directly overlook the Burnt Store Marina north basin, while others face ponds, water features or landscaped areas. Buyers should evaluate the exact building and unit rather than assuming every Emerald Isle condo has the same waterfront orientation.

Does an Emerald Isle Condo Include a Boat Slip?

Condominium ownership should not be assumed to include a private marina slip. Burnt Store Marina offers wet and dry boat-storage options subject to availability and separate arrangements, so buyers should verify marina availability, dimensions, rates and terms directly with the appropriate marina operator.

Does Emerald Isle Have a Pool?

Yes. Current property records document a community pool and spa for Emerald Isle residences. Current listings describe heated pool and spa facilities within the condominium setting.

How Much Are Emerald Isle Condo Fees?

Current late-2026 listings commonly report approximately $875 per month for the Emerald Isle condominium assessment, with separate annual association or Section 22 obligations also applying. Buyers should verify every applicable assessment and fee layer through current budgets and a transaction-specific estoppel.

Are Emerald Isle Condos for Sale?

Yes. Emerald Isle had active inventory in late 2026, including three-bedroom residences from approximately 1,545 to 2,099 square feet. Prices and availability change, so current listings should be checked at the time of a buyer's search.

Where Is Emerald Isle Located?

Emerald Isle is located on Sunset Key Circle within the Prosperity Point section of Burnt Store Marina. Prosperity Point occupies a waterfront peninsula within the community and has an additional gated entrance beyond Burnt Store Marina's primary entrance.

This is the same broader Sunset Key area that includes other condominium and residential communities. Buyers comparing the peninsula can also review Topaz Cove and Hunt Brothers Realty's guide to Grande Isle Towers.

Although the postal address is Punta Gorda, Emerald Isle is in Lee County. That distinction can affect public records, permitting, school-district information and other property-specific research.

Is Emerald Isle Really a 1970s Charlotte Harbor Condo?

No. Current legal, corporate and property records identify the relevant Emerald Isle condominium as the Sunset Key Circle community inside Burnt Store Marina. Emerald Isle Condominium Association, Inc. was incorporated in 1997, and the Florida condominium project was registered in May 1997 with 66 units.

Individual property records support construction from the late 1990s through approximately 2000. Buyers researching Emerald Isle should therefore use the Sunset Key Circle legal descriptions and Lee County property information rather than descriptions of an unrelated 1970s Punta Gorda waterfront building.

What Are Emerald Isle Condos Like?

Emerald Isle offers larger condominium floor plans than many traditional two-bedroom Florida condos. Three-bedroom layouts dominate the current late-2026 inventory reviewed for this guide.

Current Unit 101 at 3485 Sunset Key Circle contains approximately 1,545 square feet with three bedrooms and two bathrooms. Unit 102 at 3444 Sunset Key Circle contains approximately 1,729 square feet, while Unit 102 at 3471 Sunset Key Circle offers approximately 2,099 square feet with three bedrooms and two bathrooms.

Floor plans vary among the buildings. Features documented in current listings include open living and dining spaces, split-bedroom arrangements, high ceilings, walk-in closets, interior laundry and substantial screened outdoor areas.

What Is the Architecture Like at Emerald Isle?

Current listings describe Emerald Isle architecture as Florida or Mediterranean inspired. Concrete-block and stucco construction, tile roofs, tropical landscaping and low-rise residential buildings contribute to the coastal Southwest Florida appearance.

Emerald Isle is not a single high-rise tower. The community is composed of multiple smaller buildings, which creates a different residential scale from the taller condominium towers elsewhere on Prosperity Point.

Do Emerald Isle Condos Have Garages?

Attached garages are documented with current Emerald Isle residences. The late-2026 listing at 3471 Sunset Key Circle Unit 102, for example, includes an attached two-car garage.

Garage configuration can vary by building and floor plan. Buyers should verify the exact garage rights, storage limitations and vehicle restrictions associated with the residence they are considering.

Do Emerald Isle Condos Have Elevators?

Elevator access is documented in multiple Emerald Isle buildings and residences. Current Unit 102 at 3471 Sunset Key Circle is marketed with private elevator access to the second-floor residence, while other property records identify elevators as a building feature.

Elevator status deserves building-specific verification. A Florida Department of Business and Professional Regulation report identified a failed October 2025 routine inspection and an outstanding inspection requirement associated with an Emerald Isle Condominium Association elevator at 3229 Sunset Key Circle. That record should not be generalized to every Emerald Isle building or used to determine present compliance.

A buyer considering a residence that depends on elevator access should obtain the current inspection certificate, maintenance records and any applicable repair documentation for that specific building. Mechanical condition should be evaluated with the appropriate qualified elevator contractor or inspector when necessary.

What Are the Views Like at Emerald Isle?

Views are one of the most unit-specific aspects of Emerald Isle. Some residences directly overlook Burnt Store Marina's north basin, providing an active marina setting with boats and water immediately beyond the screened lanai.

Other Emerald Isle buildings face ponds, pools, tropical landscaping or different portions of Prosperity Point. Current Unit 102 at 3444 Sunset Key Circle, for example, is marketed with pool and water views, while Unit 102 at 3471 Sunset Key Circle directly overlooks the marina basin.

Buyers should therefore evaluate the actual view, orientation and outdoor space of each residence rather than treating "Emerald Isle waterfront" as a uniform property characteristic.

Does Emerald Isle Offer Marina Access?

Emerald Isle's location inside Burnt Store Marina places residents close to one of Southwest Florida's established marina communities. Selected Emerald Isle buildings directly front the marina basin.

That location does not mean every Emerald Isle residence includes a deeded or assigned boat slip. Current property marketing identifies wet and dry boat storage as separately available subject to availability.

Boaters should verify current slip availability, storage arrangements, vessel-length limits, beam, draft, utilities, pricing and other marina requirements directly with the marina operator before making a purchasing decision based on boating needs.

Does Emerald Isle Have a Pool and Spa?

Yes. Current Emerald Isle property records identify a community pool and spa or hot tub. Recent listings describe the pool as heated and in-ground, with a heated spa also available.

Pool maintenance is included among the association expenses reported in current property information. Buyers should verify current operating rules, guest policies and any building-specific access provisions with the condominium association.

What Burnt Store Marina Amenities Are Nearby?

Living at Emerald Isle places residents inside the broader Burnt Store Marina environment. The community includes marina facilities, golf, restaurants, fitness and racquet opportunities, a dog park and other recreational services.

Buyers should distinguish between Emerald Isle condominium amenities and broader Burnt Store Marina facilities. Golf, fitness, tennis, pickleball, boat storage, boat rentals, yacht-club activities and certain other services may require separate memberships, fees or arrangements and should not be represented as automatically included in the Emerald Isle condominium assessment.

For a broader overview, read the Hunt Brothers Realty guide to boating, golf and waterfront living at Burnt Store Marina.

How Much Are Emerald Isle Condo Fees?

Several current late-2026 listings report an Emerald Isle condominium fee of approximately $875 per month. Current property information identifies services such as community pool maintenance, reserves, association insurance, structural maintenance, grounds maintenance, management, pest control, private-road expenses and security among the reported inclusions.

That condominium fee is not necessarily the owner's only association obligation. Current listings also document separate annual association or Burnt Store Marina Section 22 charges. For example, current properties have reported annual obligations around $1,194 to $1,660 depending on how individual listing systems categorize the applicable fees.

Because online listing systems can categorize master, condominium and other association fees differently, buyers should obtain current budgets and a transaction-specific estoppel for both Emerald Isle and any applicable master or Section 22 association. The estoppel and current association records should control the financial analysis rather than an online monthly-fee calculation.

Are Pets Allowed at Emerald Isle?

Current Emerald Isle listings support pet ownership subject to restrictions. The October 2026 listing at 3471 Sunset Key Circle Unit 102 reports up to two pets with a 100-pound restriction, while other current records describe large pets as permitted.

Association documents, rather than an MLS field, determine the enforceable pet rules. Buyers should verify the current number, size, breed and other pet restrictions directly with Emerald Isle Condominium Association before purchasing.

Can Emerald Isle Condos Be Rented?

Yes, current property records show leasing is permitted subject to restrictions and association approval. Multiple current listings report a one-month minimum lease term.

Buyers considering rental use should verify the current minimum lease period, number of leases permitted annually, tenant approval procedures, gate-registration requirements and any other restrictions through the condominium and applicable master-association documents.

What Should Buyers Know About Flood and Insurance?

Current Emerald Isle listings identify FEMA Zone AE or related AE designations for selected Sunset Key Circle residences. Waterfront and marina-basin proximity makes property-specific flood and insurance research particularly important.

Association insurance is included among the expenses reported in current listings, but buyers should obtain the current master policy and review coverage limits, wind and flood provisions, deductibles, exclusions and the division of responsibility between the association and individual owner.

Insurance availability, coverage and premiums can vary substantially by property. Buyers should obtain property-specific quotes and review coverage with a qualified insurance professional before making a purchasing decision.

Are Emerald Isle Condos for Sale?

Emerald Isle had multiple active listings during the late-2026 market. Current Unit 102 at 3471 Sunset Key Circle was listed for $569,000 in October 2026. The residence offers three bedrooms, two bathrooms and approximately 2,099 square feet, with private elevator access, two screened lanais, an attached two-car garage and panoramic views across Burnt Store Marina's north basin.

Unit 101 at 3485 Sunset Key Circle was offered at $399,000 during the research period. That three-bedroom, two-bath residence contains approximately 1,545 square feet and directly fronts the marina basin.

Unit 102 at 3444 Sunset Key Circle was offered at approximately $379,000 in the late-2026 market, with three bedrooms, two bathrooms and approximately 1,729 square feet. Its current listing describes pool and water views.

Prices, status and association information can change quickly. Buyers can monitor the current Emerald Isle listings on Hunt Brothers Realty and browse the broader Burnt Store Marina market.

How Does Emerald Isle Compare With Topaz Cove?

Topaz Cove is another condominium option on Sunset Key Circle, but the residential format differs. Topaz Cove includes villa and townhome-style residences around an interior lagoon, while Emerald Isle includes low-rise condominium buildings with a mix of marina, pond and landscaped orientations.

Both communities can offer attached garages, screened outdoor living and access to pools, but individual floor plans, association structures, views and current fees differ. Buyers should compare the complete ownership costs and the specific residence rather than choosing solely by location on Sunset Key Circle.

How Does Emerald Isle Compare With the Taller Sunset Key Condos?

Emerald Isle offers a lower-rise residential format than the taller condominium buildings elsewhere on Prosperity Point. Buyers who prefer tower living, higher-floor views and a different amenity structure can compare Emerald Isle with Grande Isle Towers.

Each condominium association is financially and legally separate. Buyers should not assume that reserves, assessments, structural issues or other association matters affecting one Prosperity Point condominium apply to another.

What Should Buyers Review Before Purchasing at Emerald Isle?

Emerald Isle combines condominium ownership, waterfront exposure, multiple buildings and broader Burnt Store Marina association obligations. Buyers should evaluate all applicable layers before purchasing. Important due diligence items include:

Current Emerald Isle condominium assessment
Applicable Burnt Store Marina or Section 22 assessment
Transaction-specific estoppel certificates
Current condominium declaration, bylaws and rules
Current budgets and financial statements
Reserve funding and applicable reserve-study information
Recent association meeting minutes
Pending, proposed or approved special assessments
Master insurance coverage and deductibles
Building-specific roof and exterior maintenance history
Applicable structural inspection documentation
Building-specific elevator inspection and maintenance records
Current pet and leasing restrictions
Garage, parking and storage rights
Exact waterfront or view orientation
Whether any boat-storage or marina arrangement transfers with the property
Property-specific flood information
Individual condominium and flood insurance requirements

Inspection findings should be evaluated with the appropriate licensed inspector, contractor, engineer, elevator professional or other qualified specialist. Questions involving association obligations, governing documents, contracts, title, ownership rights, marina rights or other legal matters should be reviewed with a qualified Florida real estate attorney or appropriate title professional when individualized guidance is required.

Is Emerald Isle Worth Considering?

Emerald Isle can be worth comparing for buyers seeking a larger three-bedroom condominium in the Burnt Store Marina area without choosing a traditional high-rise tower. The community combines low-rise architecture, screened outdoor living, garages, pool and spa amenities and selected marina-basin views.

Its Prosperity Point location also places residents close to boating, golf, dining and recreation. Buyers should remember that many of those broader amenities require separate arrangements or fees and that individual Emerald Isle residences vary substantially in view, floor plan, elevator access and waterfront orientation.

The most useful comparison is therefore property specific. Association financials, building condition, insurance, flood exposure, elevator records, current assessments and the exact residence should all be reviewed before making a decision.

Explore Emerald Isle with Hunt Brothers Realty

Hunt Brothers Realty can help buyers compare Emerald Isle with other condominium and waterfront options throughout Burnt Store Marina and the Punta Gorda area. Explore current Emerald Isle condos for sale, browse Burnt Store Marina real estate, compare nearby Topaz Cove and Grande Isle Towers, or contact Hunt Brothers Realty for help evaluating current opportunities.

Informational notice: This article provides general real estate and educational information only. Condominium assessments, master-association fees, reserves, insurance, elevator status, maintenance responsibilities, structural information, flood information, marina availability, pet and leasing restrictions, amenities, property conditions, prices and listing availability can change or vary by residence and building. Buyers should verify material information through current condominium and master-association documents, Lee County records, applicable state regulatory records, marina documentation, transaction-specific estoppels and appropriate inspections. Decisions involving legal rights, financing, insurance, taxes, inspections, engineering, construction, title, association matters, marina arrangements or other individualized issues should be reviewed with the appropriate qualified real estate professional, Florida attorney, lender, insurance professional, tax professional, licensed inspector, engineer, contractor, elevator professional, title professional, association, marina operator or government authority.