Lake Costa Gardens: Peaceful Lakeside Condo Living in Punta Gorda

by Hunt Brothers Realty

Lake Costa Gardens is a small six-unit condominium at 16572 San Edmundo Road inside Burnt Store Lakes in Punta Gorda. Built in 2008, the two-story building includes two- and three-bedroom residences of approximately 1,313 to 1,644 square feet, attached garage space, screened outdoor areas, and access to a community pool and spa. Despite the Lake Costa name and its setting within lake-oriented Burnt Store Lakes, current property evidence does not support describing every unit as directly lakefront. Buyers should verify the specific unit's view, association fees, parking rights, pet and rental rules, insurance, flood information, and current condominium documents before purchasing.

Quick Answers About Lake Costa Gardens in Punta Gorda

Where is Lake Costa Gardens?

Lake Costa Gardens is at 16572 San Edmundo Road in Burnt Store Lakes, Punta Gorda, Florida 33955. It is in Charlotte County, east of Burnt Store Road, rather than near Marion Avenue in Punta Gorda Isles.

How many condos are in Lake Costa Gardens?

Current property records identify six condominium residences in one building. The units are numbered 111, 112, 113, 121, 122, and 123.

When was Lake Costa Gardens built?

Current property records consistently identify 2008 as the construction year. Lake Costa Gardens Condominium Association, Inc. was formed earlier, in December 2006.

Is Lake Costa Gardens directly on a lake?

Buyers should not assume that Lake Costa Gardens is directly lakefront. Burnt Store Lakes contains freshwater lakes and preserve areas, but current Unit 111 records specifically report no waterfront and no water view. Views should be verified for the individual residence.

Does Lake Costa Gardens have a pool?

Yes. Current association and property information documents a community swimming pool and spa or hot tub. Unit 111 currently has a pool view and is described as being close to the pool and spa area.

How large are Lake Costa Gardens condos?

Verified residences range from approximately 1,313 square feet for two-bedroom layouts to approximately 1,500 to 1,644 square feet for three-bedroom layouts. Buyers should verify the recorded living area and floor plan of the individual unit.

Do Lake Costa Gardens condos have garages?

Current and historical property records document attached garage space with individual residences. Unit 111 currently has a one-car attached garage, and historical records for Unit 123 also identify an attached garage. Parking rights should still be verified for the specific unit.

Are pets and rentals allowed at Lake Costa Gardens?

Current listing information indicates that pets and rentals are permitted subject to restrictions. Online records are not fully consistent about lease minimums, so buyers should obtain the current condominium and Burnt Store Lakes governing documents before relying on a particular pet or rental policy.

Where Is Lake Costa Gardens Located?

Lake Costa Gardens is located at 16572 San Edmundo Road in Burnt Store Lakes, a deed-restricted Punta Gorda community east of Burnt Store Road in Charlotte County.

Burnt Store Lakes is characterized by freshwater lakes, preserve areas, single-family residences, and several smaller condominium developments. Lake Costa Gardens is one of those condominium communities rather than a large standalone complex.

Its location also places it near the Burnt Store Road corridor and the broader Burnt Store area. Buyers comparing lake-oriented residential settings with a marina environment can also explore Burnt Store Marina real estate, which is a separate community with different associations, amenities, and waterfront characteristics.

Is Lake Costa Gardens Really a Lakeside Condominium?

Lake Costa Gardens is accurately associated with the lake-oriented Burnt Store Lakes community, but current evidence does not support stating that every condominium is directly on a lake or has a lake view.

Burnt Store Lakes itself includes freshwater lakes and natural preserve areas. However, current MLS data for Unit 111 reports no waterfront and no water view, with a pool view instead. This distinction is important because a community can be surrounded by lake-oriented scenery without every condominium parcel having direct waterfront frontage.

For buyers, the practical approach is simple: if a lake view is important, confirm the actual view from the specific residence rather than relying on the community name or a general online description.

Why Is Some Lake Costa Gardens Information Online Conflicting?

Current property records conflict materially with some legacy descriptions of Lake Costa Gardens. The active association and current parcel records identify the community at 16572 San Edmundo Road in Burnt Store Lakes, with six units in a building constructed in 2008.

The existing Hunt Brothers Realty Lake Costa Gardens page currently describes a 1983 low-rise condominium near Marion Avenue in Punta Gorda Isles with interior freshwater lake views. Its current listing feed also displays an unrelated property in Lady Lake rather than a Lake Costa Gardens condominium.

Those details are not used as factual support for this guide. The community information here is based on the active condominium association, current Charlotte County property records, and current or recent MLS information for the six units at 16572 San Edmundo Road.

How Many Condos Are in Lake Costa Gardens?

Lake Costa Gardens is unusually small for a condominium development. Current Charlotte County property information identifies six residences in a single building at 16572 San Edmundo Road.

The first-floor residences are Units 111, 112, and 113. The upper residences are Units 121, 122, and 123. This small scale is an important distinction from larger Punta Gorda condominium communities with multiple buildings, elevators, clubhouses, and hundreds of residences.

A small condominium association can have a different financial profile from a larger development because significant common expenses are shared among fewer owners. Buyers should therefore pay particular attention to the current budget, reserves, insurance, maintenance responsibilities, and potential assessments.

When Was Lake Costa Gardens Built?

Current property records consistently identify Lake Costa Gardens as a 2008 condominium building. The Florida Division of Corporations identifies Lake Costa Gardens Condominium Association, Inc. as an active nonprofit corporation originally filed in December 2006.

Current Unit 111 records identify stucco construction, a slab foundation, and tile roofing. Buyers should not assume every building component remains original simply because the building dates to 2008. Roof, mechanical, plumbing, window, exterior, and other maintenance histories should be confirmed through association and property records.

What Are Lake Costa Gardens Condos Like?

Lake Costa Gardens offers both two- and three-bedroom floor plans. Verified living areas range from approximately 1,313 square feet to approximately 1,644 square feet, giving the community more floor-plan variation than its six-unit size might suggest.

Current Unit 111 is a ground-floor end residence with two bedrooms, two bathrooms, and approximately 1,313 square feet. Its current listing documents high ceilings, an open living and dining area, a screened lanai, an attached one-car garage, and a pool view.

Current county-derived records identify Unit 113 at approximately 1,313 square feet with two bedrooms and two bathrooms. Upper-floor Unit 122 is approximately 1,500 square feet with three bedrooms and two bathrooms, while Units 121 and 123 are approximately 1,644 square feet with three bedrooms and two bathrooms.

These examples show why buyers should compare individual units rather than assuming that every Lake Costa Gardens residence has the same floor plan, square footage, interior finishes, view, or outdoor space.

What Is the Difference Between Ground-Floor and Upper-Floor Units?

Ground-floor and upper-floor residences can offer meaningfully different layouts at Lake Costa Gardens. Current Unit 111 provides single-level ground-floor living, while historical Unit 123 information describes an upper residence reached by an interior staircase from its garage area.

Upper-floor units can also be larger. Unit 123 has been marketed at approximately 1,550 square feet in historical MLS data, while county-derived information currently reports approximately 1,644 square feet. That discrepancy is another reason to confirm the recorded living area and condominium documents rather than relying on one marketing source.

Current records do not identify an elevator at Lake Costa Gardens. Buyers for whom stair access is important should verify the route from the garage and parking area to the specific residence during a showing.

Does Lake Costa Gardens Have Garages?

Attached garage space is documented with individual Lake Costa Gardens residences. Current Unit 111 has a one-car attached garage, garage-door opener, and guest parking, while historical Unit 123 information also identifies an attached garage.

Legal descriptions for individual units can also reference garage and parking components. Because condominium parking and garage rights can be legally specific to each residence, buyers should verify exactly what conveys with the unit through the condominium documents, title information, and current listing records.

What Amenities Does Lake Costa Gardens Offer?

Lake Costa Gardens has a focused amenity package centered on its community pool and spa. Current association information identifies both amenities, while current Unit 111 property information documents an in-ground pool and in-ground spa.

Current property information also documents sidewalks, landscaped areas, guest parking, and screened outdoor living. Lake Costa Gardens is therefore better understood as a small residential condominium with practical shared amenities rather than a large resort complex with extensive club facilities.

Residents also live within Burnt Store Lakes, where the broader community includes lake and preserve areas along with community recreational features. Access, rules, fees, and maintenance responsibilities for broader Burnt Store Lakes amenities should be verified through current association information.

Does Lake Costa Gardens Have a Pool and Spa?

Yes. A community pool and spa are consistently documented for Lake Costa Gardens. The current Unit 111 listing specifically describes the residence as being a short walk from the community pool and spa and identifies a pool view from the property.

Buyers should review the association budget to understand how pool and spa maintenance is funded and whether any major repairs or equipment replacement are planned. In a six-unit condominium, even a shared amenity used by a small number of owners can represent a meaningful association expense.

What Does Burnt Store Lakes Add to the Location?

Burnt Store Lakes gives Lake Costa Gardens its broader residential setting. Hunt Brothers Realty's Burnt Store Lakes community guide identifies freshwater lakes, preserve areas, a park pavilion, playground, and canoe and kayak launch among the larger neighborhood's features.

That community setting is different from direct waterfront ownership. A buyer can enjoy a neighborhood organized around lakes and natural areas without owning a condominium that directly fronts a lake, canal, or harbor.

The distinction also separates Burnt Store Lakes from nearby Burnt Store Marina. The marina community has direct Charlotte Harbor boating facilities, while Burnt Store Lakes has an inland residential character with freshwater lakes and preserve-oriented recreation.

Does Lake Costa Gardens Have Boating Access?

Lake Costa Gardens should not be marketed as a private waterfront boating condominium. Current Unit 111 data specifically reports no direct water access, no dock, no waterfront, and no water view.

Burnt Store Lakes does provide broader paddling-oriented recreation through its community canoe and kayak launch, according to current Hunt Brothers Realty community information. Buyers should verify current access rules and conditions with the applicable association.

Buyers seeking a residence with marina facilities or direct saltwater boating access may instead want to compare properties in Burnt Store Marina or other verified Punta Gorda waterfront communities.

How Is Lake Costa Gardens Ownership Structured?

Lake Costa Gardens has its own condominium association and is also located within Burnt Store Lakes. Current property information indicates that buyers can encounter more than one association-related charge, making it important to understand each organization's role.

Lake Costa Gardens Condominium Association, Inc. is an active Florida nonprofit corporation. The condominium association is responsible for obligations defined by its declaration, bylaws, budget, and other governing documents. Burnt Store Lakes also has a broader property owners association with its own governing documents and community responsibilities.

Before purchasing, buyers should identify every mandatory association, determine the current amount and frequency of each assessment, and understand what each association maintains. Questions about legal ownership rights or the interpretation of condominium and association documents should be reviewed with a qualified Florida real estate attorney or other appropriate legal professional.

How Much Are Lake Costa Gardens Condo Fees?

Current online records do not support presenting one permanent combined monthly figure without qualification. A 2026 listing for Unit 111 reports a $620 monthly condominium fee, while another current MLS presentation reports a $650 monthly HOA amount. Buyers should obtain written confirmation of every current assessment before relying on an online fee field.

Current Unit 111 information identifies expenses such as community pool maintenance, building or structural maintenance, grounds maintenance, pest control, sewer, and water among association-funded items in some MLS records. The exact current inclusions should be confirmed from the association budget and governing documents.

A buyer should also ask about Burnt Store Lakes obligations, special assessments, capital contributions, application or transfer fees, and other charges. The advertised condominium fee alone may not represent the property's complete association cost.

Why Do Reserves and Assessments Matter in a Six-Unit Condo?

A six-unit association spreads common expenses across relatively few owners. That makes the association's budget, reserve planning, insurance, maintenance history, and potential special assessments especially important to understand before purchasing.

Buyers should investigate how the association plans for major shared components such as roofing, exterior surfaces, pool and spa equipment, landscaping, pavement or walkways, plumbing or utilities within association responsibility, and other common elements.

A low current fee does not necessarily mean future expenses will be low, and a higher fee does not by itself establish that an association is financially stronger. Buyers should review the underlying budget and financial information rather than judging the association solely by the monthly assessment.

What Association Documents Should Buyers Review?

Lake Costa Gardens buyers should review both condominium-level records and applicable Burnt Store Lakes documents before making a final purchasing decision.

Declaration of condominium and amendments
Bylaws and current rules
Current Lake Costa Gardens operating budget
Recent financial statements
Reserve information and applicable studies
Current regular assessments
Approved, pending, or discussed special assessments
Association insurance information and deductibles
Roof and exterior maintenance history
Pool and spa maintenance history
Parking and garage rights
Pet restrictions
Rental restrictions
Applicable Burnt Store Lakes governing documents and fees
Recent meeting records when available

For a broader due-diligence framework, review Hunt Brothers Realty's guide to what to know before buying a Florida condo.

Are Pets Allowed at Lake Costa Gardens?

Current information indicates that pets are permitted subject to restrictions. Association information identifies pets as allowed, while current Unit 111 MLS data reports a small-pet size category and requirements such as leashing animals outside and picking up waste.

Those listing fields should not substitute for current governing documents. Buyers whose purchase depends on keeping a particular pet should confirm the permitted number, type, weight or size, approval requirements, and other applicable restrictions with both Lake Costa Gardens and the broader association as appropriate.

Can Lake Costa Gardens Condos Be Rented?

Available property records indicate that rentals can be permitted subject to association restrictions, but historical and current listing data is not consistent about the minimum lease period.

Current 2026 Unit 111 information reports a three-month minimum lease in one MLS source. Historical Unit 123 information reported a six-month minimum lease. Rules may have changed, or listing fields may differ, so neither should be treated as the definitive current policy for the entire condominium.

Buyers considering rental use should obtain the current Lake Costa Gardens and Burnt Store Lakes documents and verify minimum lease terms, permitted rental frequency, tenant approval procedures, registration requirements, and any other restrictions. Legal questions about rental provisions should be reviewed with a qualified Florida real estate attorney.

What Should Buyers Know About Flood and Insurance?

Flood and insurance information should be verified for the specific Lake Costa Gardens residence and association. A current Unit 111 MLS source reports Flood Zone AE, but buyers should not automatically assign one listing's flood information to every unit without checking current official mapping and property records.

Condominium buyers should also understand what the association's insurance covers and what remains the individual owner's responsibility. Relevant questions can include building coverage, deductibles, interior coverage, personal property, loss assessment, flood coverage, and other property-specific needs.

Insurance availability, coverage, deductibles, and premiums can vary substantially by property. Buyers should obtain property-specific quotes and review the association's coverage and their individual insurance needs with a qualified insurance professional before making a purchasing decision. Hunt Brothers Realty's questions to ask before buying near Florida's coast provides additional due-diligence topics.

What Should Buyers Inspect at Lake Costa Gardens?

A buyer should evaluate the individual residence while separately reviewing the condition and maintenance history of association-controlled building components. A renovated interior does not establish the condition of the roof, exterior, pool, spa, or other shared property.

Depending on the unit, an inspection may address:

HVAC equipment
Electrical components within the inspection scope
Plumbing fixtures and accessible plumbing
Water heater
Windows and exterior doors
Visible signs of leaks or moisture intrusion
Screened lanai or balcony areas
Interior staircase in applicable upper units
Garage and garage door
Interior renovations and available permits
Appliances and other unit-specific systems

Inspection findings should be evaluated with the appropriate licensed inspector, contractor, engineer, electrician, plumber, roofing professional, or other qualified professional before the buyer makes a decision.

What Should Buyers Verify Before Purchasing at Lake Costa Gardens?

Lake Costa Gardens buyers should investigate the specific unit, the six-unit condominium association, and the broader Burnt Store Lakes obligations before deciding whether a property fits their plans and budget.

Confirm the exact condominium unit and legal description.
Verify the recorded living area and bedroom configuration.
Confirm whether the unit is ground-floor or upper-floor.
Verify garage and parking rights.
Confirm the actual view from the residence.
Do not assume a lake view without property-specific verification.
Review the declaration, bylaws, amendments, and current rules.
Verify every current condominium and property-owner assessment.
Determine exactly what each fee covers.
Review available financial statements and reserve information.
Ask about approved, pending, or discussed special assessments.
Review roof, exterior, pool, and spa maintenance information.
Review association insurance and deductibles.
Obtain property-specific individual insurance quotes.
Verify current flood information.
Verify current pet restrictions.
Verify current rental restrictions.
Arrange an independent inspection of the residence.
Calculate the complete expected annual ownership cost.

The Hunt Brothers Realty Florida Buyer Resource Center offers additional educational material for buyers comparing Florida properties, contracts, financing, relocation considerations, and buyer representation.

Who Might Put Lake Costa Gardens on a Punta Gorda Condo Search?

Lake Costa Gardens may be worth comparing for buyers whose search priorities align with its verified property characteristics rather than assumptions based on its name.

A small six-unit condominium
Burnt Store Lakes location
2008 construction
Two- and three-bedroom floor plans
Approximately 1,313 to 1,644 square feet in verified units
Ground-floor and upper-floor options
Attached garage space
Screened outdoor living
Community pool and spa
A neighborhood setting with freshwater lakes and preserve areas
Condominium living without a large high-rise building

Buyers specifically seeking direct waterfront, a guaranteed lake view, private dockage, or elevator access should verify those priorities carefully, because they are not established as universal Lake Costa Gardens features.

Is Lake Costa Gardens Right for Your Punta Gorda Condo Search?

Lake Costa Gardens offers an uncommon small-scale condominium format in Burnt Store Lakes. With only six residences, two- and three-bedroom layouts, attached garage space, screened outdoor living, and a community pool and spa, it differs substantially from both high-rise condominiums and large multi-building developments.

Its setting within Burnt Store Lakes provides access to a neighborhood known for freshwater lakes and preserve areas, but buyers should distinguish that broader setting from direct lakefront ownership. Current evidence does not support assuming that every Lake Costa Gardens residence has a water view.

The association's small size also makes financial due diligence especially important. Current fees, reserves, insurance, shared maintenance responsibilities, assessments, pet and rental restrictions, and the condition of common components should all be evaluated alongside the individual condominium.

Explore Lake Costa Gardens and Burnt Store Lakes With Hunt Brothers Realty

Visit Hunt Brothers Realty's Lake Costa Gardens real estate page for community and listing information, while keeping in mind that its current legacy description conflicts with the San Edmundo Road association and property records used for this guide.

Buyers can also explore Burnt Store Lakes homes and condos, compare the nearby Burnt Store Marina community, and review Hunt Brothers Realty's Florida condo buyer guide when preparing for association and property due diligence.

If you are considering a Lake Costa Gardens condominium or comparing other Punta Gorda properties, contact Hunt Brothers Realty to discuss current listings and the property-specific questions worth investigating before you buy.

This article is provided for general informational and educational purposes only. It is not individualized legal, financial, tax, insurance, lending, inspection, engineering, construction, title, association, flood, survey, permitting, or other professional advice. Association fees, reserves, assessments, insurance, maintenance responsibilities, parking and garage rights, views, pet and rental rules, flood information, property condition, financing requirements, and ownership costs can vary by unit and change over time. Buyers should verify material information through current condominium, association, property, title, insurance, inspection, and other appropriate records and a licensed real estate professional. When a decision requires individualized guidance, buyers should consult the appropriate Florida real estate attorney, lender, insurance professional, tax professional, home inspector, engineer, contractor, title or closing professional, surveyor, condominium or property owners association, local government or permitting authority, or other qualified professional.