Sunset Terrace: Gulf-Front Living Made for Anna Maria Island Sunsets

by Hunt Brothers Realty

Sunset Terrace is an 18-unit Gulf-front condominium at 2312 Gulf Drive North in Bradenton Beach on Anna Maria Island. Built in 1982, the community sits directly on the Gulf of Mexico with private beach access, expansive water views, a community pool, covered parking, and Gulf-facing balconies in documented residences. Two-bedroom, two-bath layouts of approximately 1,180 square feet are common, although other configurations exist. For buyers drawn to beachfront living and west-facing sunsets, Sunset Terrace offers a compelling location, but its coastal exposure, association finances, insurance, structural condition, rental rules, and lack of an elevator deserve careful property-specific review.

Quick Answers About Sunset Terrace Condos

Where is Sunset Terrace?

Sunset Terrace is located at 2312 Gulf Drive North in Bradenton Beach, Florida 34217. The condominium is directly on the Gulf of Mexico on Anna Maria Island.

Is Sunset Terrace directly Gulf-front?

Yes. Sunset Terrace is a true Gulf-front condominium with the building on the beach side of Gulf Drive. Current rental information documents direct beach access from the property.

How many condos are at Sunset Terrace?

Florida condominium association information identifies Sunset Terrace as an 18-unit condominium project. Its size places it between the island's very small boutique condominiums and larger resort-style communities.

When was Sunset Terrace built?

Public property records identify Sunset Terrace residences as built in 1982. The condominium association corporation was originally filed with the State of Florida in December 1980.

Does Sunset Terrace have a pool?

Yes. A community swimming pool is consistently documented in condominium, property, and current vacation-rental information. Current rental sources describe the pool as heated, although buyers should verify present operating conditions and association responsibilities.

Does Sunset Terrace have an elevator?

Current and historical property information indicates that Sunset Terrace does not have an elevator. Buyers for whom stair-free access is important should verify the route from parking to the specific residence before purchasing.

Can Sunset Terrace condos be vacation rentals?

Vacation-rental use is currently documented in multiple Sunset Terrace residences. Historical records have reported weekly rentals, but buyers should verify the current declaration, amendments, association rules, municipal requirements, and licensing before relying on any particular rental schedule.

What Is Sunset Terrace in Bradenton Beach?

Sunset Terrace is an established beachfront condominium community on the western side of Gulf Drive North in Bradenton Beach. Florida condominium association information identifies the property as an 18-unit residential condominium, while the Florida Division of Corporations identifies Sunset Terrace Condominium Association, Inc. as an active nonprofit corporation.

The property is notable for its direct relationship with the Gulf. Residents do not cross Gulf Drive to reach the beach. Current vacation-rental information describes direct access from the condominium property to the sand, while numerous property records document Gulf-facing balconies and broad water views.

Sunset Terrace is also listed among the condominium communities on Hunt Brothers Realty's Anna Maria Island real estate resource.

What Makes Sunset Terrace Truly Gulf-Front?

Sunset Terrace occupies beachfront land directly beside the Gulf of Mexico. That is an important distinction when comparing Anna Maria Island condominiums because some properties marketed around a beach lifestyle are actually located across Gulf Drive from the shoreline.

At Sunset Terrace, current rental listings describe private or direct beach access, Gulf-front balconies, and views across the sand and water. That physical relationship with the shoreline is central to the ownership experience.

Buyers comparing other properties with the same type of positioning can explore current Anna Maria Island beachfront condos for sale.

Why Are Sunsets Such a Major Part of Sunset Terrace Living?

The Gulf lies directly west of Sunset Terrace, putting documented Gulf-facing residences in position to look toward the evening horizon. Current rental listings repeatedly highlight sunset views from private balconies, screened lanais, and living areas.

Unit 209, for example, is currently described with a large private balcony and panoramic Gulf views. Unit 104 includes a screened lanai overlooking the Gulf and another private balcony off the primary bedroom. Unit 208 is described as a top-floor residence with a large balcony facing the Gulf.

The exact view still varies by unit position, floor, balcony orientation, vegetation, and other physical conditions. Buyers should experience the actual residence and its outdoor space rather than assume every unit has an identical sightline.

What Are the Condos Like at Sunset Terrace?

Two-bedroom, two-bath residences of approximately 1,180 square feet are common at Sunset Terrace. Public records for Units 102, 103, 108, 109, 202, and 206 all document that general size or configuration.

Not every residence is identical. Historical property information for Unit 201 identifies approximately 966 square feet with one bedroom, a den or additional sleeping area, and one and one-half bathrooms. Buyers should therefore verify the legal floor plan, living area, bedroom count, and bathroom count of the specific condominium.

Documented residences commonly include private laundry, kitchens open to the living area, screened or covered Gulf-facing outdoor spaces, and assigned parking. Interior renovations vary substantially because the residences are individually owned.

Does Sunset Terrace Have Direct Beach Access?

Yes. Direct beach access is one of Sunset Terrace's defining features. Current vacation-rental information for multiple units describes access from the condominium property directly to the sandy Gulf shoreline.

Historical property records also reference private beach access, and some describe outdoor showers and beach-storage areas. Buyers should verify which facilities are currently available as common elements and what rules govern their use.

Does Sunset Terrace Have a Heated Pool?

A community pool is well documented at Sunset Terrace, and multiple current rental sources describe it as heated. The pool provides an alternative to the Gulf while remaining within the beachfront property.

For buyers, a pool is both an amenity and a shared association asset. Review its current condition, heating equipment, maintenance arrangements, insurance, resurfacing history, and any planned capital work when evaluating the association's finances.

Does Sunset Terrace Have an Elevator?

Property information reviewed for Sunset Terrace consistently indicates that the condominium does not have an elevator. Current information for an upstairs residence specifically notes stair access and the absence of an elevator, while historical MLS information also identifies no building elevator.

That makes unit location especially important. A buyer considering an upper-level residence should personally evaluate the stairs, route from parking, carrying distance for groceries or luggage, and whether the access arrangement works for the buyer's individual requirements.

Accessibility needs are individual and can involve legal or medical considerations beyond a general property description. Buyers who require particular accessibility features should verify the specific residence and common areas before purchasing and obtain appropriate professional guidance when needed.

What Is Parking Like at Sunset Terrace?

Covered or under-building parking is documented for Sunset Terrace residences. Current and historical sources commonly identify one assigned parking space, although some unit-specific rental information has described additional parking.

Buyers should verify the parking rights attached to the specific condominium rather than relying on another unit's listing. Review assigned-space documentation, guest parking, vehicle limitations, and current rules for golf carts, electric vehicles, trailers, and other vehicles important to the buyer.

How Much Are Sunset Terrace Condo Fees?

A current 2026 listing for Unit 103 reports condominium fees of $3,675 quarterly, calculated by that listing as $1,225 per month. The listing reports that the assessment includes cable television, the pool, association insurance, building maintenance, grounds maintenance, pest control, sewer, trash, and water.

That figure is useful as a current unit-specific reference, but buyers should not assume it will remain unchanged or that every residence has precisely the same obligation. Verify the assessment applicable to the specific unit, the latest adopted budget, any approved changes, and the current list of included expenses.

A condominium fee is best evaluated in the context of what it funds. Hunt Brothers Realty's guide to evaluating HOA and condominium fees explains why buyers should compare assessments with insurance, services, reserves, maintenance obligations, and anticipated projects.

Why Are Reserves Important at a Gulf-Front Condominium?

A Gulf-front building faces continuing exposure to sun, wind, salt, moisture, and severe weather. Reserve planning can help an association prepare for qualifying major repair and replacement expenses rather than relying entirely on future special assessments.

At Sunset Terrace, buyers should investigate the condition and funding plans associated with major common components, including the roof, exterior walls, balconies and lanais, pool, parking areas, waterproofing, structural elements, and other property identified in the condominium documents.

Review Hunt Brothers Realty's explanation of condo reserves and why they matter, then evaluate Sunset Terrace using the association's current financial records and applicable professional guidance.

Can Sunset Terrace Condos Be Vacation Rentals?

Vacation-rental activity is clearly documented at Sunset Terrace. Multiple residences are currently marketed as vacation accommodations, including Units 104 and 209, while additional current travel listings advertise other Sunset Terrace residences.

Historical MLS records have reported one-week minimum leases, and a current rental source for Unit 208 identifies a seven-night minimum. Those examples demonstrate rental activity, but they do not establish the complete current association-wide leasing policy for a prospective owner.

Before purchasing with rental use in mind, verify the current declaration and amendments, minimum lease period, maximum rental frequency, approval procedures, occupancy rules, municipal vacation-rental requirements, licensing, taxes, and management obligations applicable to the specific residence.

Does Gulf-Front Location Guarantee Rental Performance?

No. Direct beach access, Gulf views, sunset-facing balconies, and a community pool may be relevant to vacation-rental demand, but none guarantees occupancy, rental revenue, profitability, appreciation, or future resale value.

A property-specific analysis should account for acquisition cost, financing, condominium assessments, taxes, insurance, management, cleaning, utilities, maintenance, furnishings, booking expenses, licensing, vacancy, owner-use periods, storm-related interruptions, and potential special assessments.

Rental, tax, insurance, and financial consequences depend on the individual owner and property. Buyers should review their assumptions with appropriate qualified tax, financial, insurance, lending, legal, and property-management professionals before making a purchasing decision.

Are Pets Allowed at Sunset Terrace?

Current vacation-rental listings reviewed for Sunset Terrace prohibit guest pets, and historical MLS information for individual units has also reported no pets. Buyers should nevertheless verify the current association-wide policy rather than assume that a rental restriction establishes the rules applicable to owners.

If keeping a pet is material to the purchase, review the current declaration, amendments, and rules and obtain confirmation of any owner, tenant, or guest restrictions before making a decision.

What Should Buyers Know About Flood and Storm Exposure?

Sunset Terrace is a barrier-island condominium directly on the Gulf of Mexico. That makes flood exposure, storm surge, wind, salt air, water intrusion, drainage, erosion, and hurricane history important parts of property-specific due diligence.

Buyers should investigate the property's current FEMA flood information, available elevation documentation, known flooding or water intrusion, storm damage, insurance claims, permits, completed repairs, and association assessments associated with previous events. Elevated construction or upper-floor living does not eliminate building-level coastal exposure.

Hunt Brothers Realty's guide to questions to ask before buying a home near the coast provides a broader framework for evaluating flood zones, elevation, insurance, storm history, wind protection, and coastal maintenance.

Why Should Sunset Terrace Buyers Investigate Insurance Early?

Insurance can materially affect the total cost of owning a Gulf-front Florida condominium. Buyers should understand both the association's master insurance program and the coverage appropriate for the individual residence.

Request current master-policy information, coverage limits, exclusions, wind and hurricane deductibles, available flood coverage information, renewal terms, and available claims history. Determine which portions of the property are insured by the association and which exposures remain the unit owner's responsibility.

Insurance availability, coverage, deductibles, exclusions, and premiums can vary substantially by property and buyer. Obtain property-specific quotes and review the association's coverage with a qualified Florida insurance professional before making a purchasing decision.

What Should Buyers Inspect at Sunset Terrace?

Sunset Terrace dates to 1982, while individual residences have different renovation and maintenance histories. An updated kitchen, bathroom, or flooring does not establish the condition of the building or every system within the residence.

Depending on the unit and inspection scope, buyers may want to investigate:

HVAC age and condition
Water heater
Electrical components
Plumbing fixtures and visible piping
Windows and sliding glass doors
Documented storm-protection features
Evidence of current or previous water intrusion
Balcony or lanai condition
Interior signs of salt-related corrosion
Appliances and in-unit laundry equipment
Renovation permits and association approvals when applicable
Responsibility for windows, doors, balconies, and other components

Inspection findings should be evaluated with the appropriate licensed inspector, contractor, engineer, or other qualified professional before the buyer makes a decision.

What Building-Level Issues Deserve Attention?

For an established Gulf-front condominium, buyers should investigate the condition and maintenance history of shared building components in addition to inspecting the residence itself. Coastal exposure can affect concrete, fasteners, railings, waterproofing, roofing, exterior finishes, windows, doors, balconies, mechanical equipment, and other components.

Useful questions include what major work has been completed, what projects are planned, how recent work was funded, whether additional repairs are anticipated, and whether engineering or inspection reports identify issues requiring continued monitoring or remediation.

Do Florida Milestone Inspection Requirements Apply to Sunset Terrace?

Buyers should verify the property's status rather than make a legal conclusion from online real estate records. Florida's milestone inspection and Structural Integrity Reserve Study requirements depend on statutory criteria, including building characteristics and the number of habitable stories.

A current 2026 listing describes the Sunset Terrace building as having two total stories, and other property information describes upper and lower units. Real estate listing terminology, however, should not substitute for an official determination under Florida condominium law.

Ask the association whether milestone inspection or Structural Integrity Reserve Study requirements apply and request any applicable reports, studies, notices, or government correspondence. Questions about statutory applicability should be reviewed with the association, applicable local authority, and a qualified Florida real estate attorney, while structural findings should be evaluated by an appropriately licensed engineer or other qualified professional.

What Condo Documents Should a Sunset Terrace Buyer Review?

Buying at Sunset Terrace means evaluating both the individual residence and the association responsible for the shared beachfront property. A renovated interior and Gulf view cannot reveal the association's financial condition, insurance arrangements, planned projects, or restrictions.

Depending on the transaction and available records, buyers should consider reviewing:

Declaration of condominium and amendments
Articles of incorporation and bylaws
Current rules and regulations
Current annual budget
Annual financial statements
Reserve information
Recent board and association meeting minutes
Current, proposed, and recent special assessments
Master insurance information and deductibles
Available storm and insurance claim information
Documentation concerning major completed repairs
Information concerning planned capital projects
Applicable milestone inspection documentation
Applicable Structural Integrity Reserve Study documentation
Roof, exterior, balcony, and waterproofing project information
Pool maintenance and capital-project information
Current rental restrictions
Current pet restrictions
Parking and storage documentation
Unit-specific renovation and permit information

Hunt Brothers Realty's guide to condo documents buyers should review before closing explains why these records matter when evaluating association finances, restrictions, insurance, structural issues, and future capital obligations.

Why Should Buyers Read Recent Meeting Minutes?

Meeting minutes can provide context about issues the association has recently discussed. At a Gulf-front condominium, those discussions may involve insurance, storm repairs, roofing, balconies, exterior work, pool maintenance, reserves, rental policies, or potential assessments.

Review several consecutive sets of minutes when available and compare them with the current budget, financial statements, contracts, assessment notices, and completed-project records. A topic raised months ago may since have been resolved, modified, funded, or expanded.

How Should Buyers Calculate the Total Cost of Sunset Terrace Ownership?

Purchase price is only one part of the cost of owning a Gulf-front condominium. Buyers should build a property-specific budget using current information rather than relying on expenses from an older sale or vacation-rental listing.

Potential ownership expenses can include:

Purchase price and financing
Current condominium assessments
Property taxes
Individual condominium insurance
Flood-related insurance considerations
Utilities not included in association assessments
Interior maintenance and mechanical systems
Potential special assessments
Future building and pool projects
Furnishings when applicable
Rental management when applicable
Cleaning and booking expenses when applicable
Licensing and regulatory expenses when applicable

Financing, insurance, tax, and rental consequences depend on the individual buyer and property. Buyers should obtain individualized information from the appropriate qualified professionals before relying on a projected ownership budget.

How Does Sunset Terrace Compare With a Condo Across Gulf Drive?

The clearest difference is direct shoreline positioning. Sunset Terrace sits on the Gulf side of Gulf Drive, while many other Bradenton Beach condominiums require residents to cross the road to reach the beach.

Direct Gulf frontage can provide immediate beach access and unobstructed water views from favorably positioned residences. It also places the shared building and common property directly within a coastal environment where salt, wind, water, insurance, storm exposure, and maintenance can be significant considerations.

Neither configuration is automatically better. Compare the actual residence, association finances, insurance, flood exposure, accessibility, amenities, rental rules, view, beach access, and total ownership cost.

Who Might Consider Sunset Terrace?

Sunset Terrace may be worth comparing for buyers whose property priorities include:

A Bradenton Beach location
Direct Gulf frontage
Private or direct beach access
Gulf and sunset views from documented residences
A community swimming pool
Covered or under-building parking
Approximately 1,180-square-foot two-bedroom layouts in many documented units
Private balconies or screened Gulf-facing lanais
Current documented vacation-rental activity, subject to applicable rules

These are property characteristics rather than assumptions about who should live at Sunset Terrace. Buyers should compare the condominium according to their intended use, budget, accessibility requirements, rental plans, maintenance preferences, and comfort with direct coastal exposure.

Who Might Prefer Another Anna Maria Island Condo?

Another condominium may deserve consideration if a buyer needs elevator access, wants a newer building, prefers a larger or smaller association, wants different amenities, needs a different floor plan, or prefers a property with less direct Gulf exposure.

Hunt Brothers Realty's Anna Maria Island real estate buyer's guide can help buyers compare municipalities, property types, coastal considerations, and island ownership questions before narrowing the search.

Frequently Asked Questions About Sunset Terrace

What is the address of Sunset Terrace Condos?

Sunset Terrace is located at 2312 Gulf Drive North, Bradenton Beach, Florida 34217.

Is Sunset Terrace on Anna Maria Island?

Yes. Sunset Terrace is in Bradenton Beach on Anna Maria Island in Manatee County, Florida.

Is Sunset Terrace beachfront?

Yes. Sunset Terrace is directly Gulf-front and has documented direct beach access.

How many units are in Sunset Terrace?

Florida condominium association information identifies 18 residences in Sunset Terrace, A Condo.

How large are Sunset Terrace condos?

Many documented two-bedroom residences contain approximately 1,180 square feet of living area. Other configurations exist, so buyers should verify the exact residence rather than assume one standard floor plan.

Does Sunset Terrace have a heated pool?

Yes, current rental information describes the community pool as heated. Buyers should verify current pool operation and association maintenance information.

Does Sunset Terrace have an elevator?

Current and historical property information indicates no elevator. Buyers considering an upper-floor residence should evaluate stair access before purchasing.

How do I find Sunset Terrace condos for sale?

Availability changes as individual owners decide to sell. Buyers can review current Anna Maria Island beachfront condos for sale or contact Hunt Brothers Realty for assistance checking current Sunset Terrace availability.

Sunset Terrace Puts the Gulf and the Sunset at the Center of the Experience

Sunset Terrace delivers one of the most straightforward versions of beachfront condominium living on Anna Maria Island. The property sits directly on the Gulf, provides beach access without crossing Gulf Drive, and combines water views with a community pool, covered parking, and Gulf-facing outdoor spaces in documented residences.

The same location that makes Sunset Terrace appealing also makes careful due diligence important. Buyers should understand the association's finances, reserves, insurance, coastal maintenance, storm history, structural condition, assessments, rental restrictions, pet rules, parking rights, and accessibility before making a decision.

If you are considering Sunset Terrace or comparing other Anna Maria Island properties, contact Hunt Brothers Realty. We can help you compare current listings, beachfront locations, condominium communities, and property-specific real estate considerations throughout Bradenton Beach and Anna Maria Island.

Informational notice: This guide provides general real estate and community information for educational purposes and is not individualized legal, financial, tax, insurance, lending, inspection, engineering, construction, title, association, rental-management, or other professional advice. Condominium assessments, reserves, insurance, rental restrictions, pet policies, flood information, storm repairs, structural requirements, parking rights, association rules, and available inventory can change. Buyers should verify current property-specific information with Sunset Terrace Condominium Association, applicable government agencies, and appropriate qualified professionals. Association finances may warrant review by a qualified CPA or financial professional, insurance matters by a qualified insurance professional, inspection and structural matters by an appropriate licensed inspector, contractor, engineer, or other specialist, financing by a qualified lender, tax matters by a qualified tax professional, and questions involving contracts, condominium documents, title, ownership, assessments, rental rights, or other legal matters by a qualified Florida real estate attorney or other appropriate legal professional.