Bay Winds Condos: Relaxed Island Living by the Bay

by Hunt Brothers Realty

Bay Winds Condominiums at 117 10th Street N offer an intimate alternative to larger Anna Maria Island condo communities. Located directly on Anna Maria Sound in Bradenton Beach, Bay Winds is a five-unit condominium with bay and Intracoastal views, fishing and boating-oriented amenities, and Gulf beaches only a short distance across the island. Its location at the end of 10th Street N helps create a residential waterfront atmosphere while keeping restaurants, beaches and Historic Bridge Street within easy reach. For buyers exploring Anna Maria Island real estate, Bay Winds stands out for its small scale and direct relationship with the bay.

Bay Winds is especially interesting for buyers who prefer the calmer waterfront environment of Anna Maria Sound to a large Gulf-front resort. Historical property records document dock access, fishing, elevated construction and substantial water views, although individual rights and features vary by residence. Buyers should carefully verify dock rights, association finances, insurance, flood exposure, parking, rental restrictions and the condition of both the condo and shared waterfront property before purchasing.

Quick Answers About Bay Winds Condos

Where are Bay Winds Condos?

Bay Winds is located at 117 10th Street N in Bradenton Beach, Florida. The condominium sits at the end of the street directly along Anna Maria Sound on the bay side of Anna Maria Island.

Is Bay Winds directly on the water?

Yes. Property records identify Bay Winds as a bayfront condominium with direct frontage on Anna Maria Sound and access to the Intracoastal Waterway. Individual residences can have broad bay, Intracoastal and partial Gulf views depending on their position.

How many condos are at Bay Winds?

Florida condominium records identify Bay Winds as a five-unit condominium. That makes it considerably smaller than many condominium communities on Anna Maria Island and gives buyers a very different ownership environment from a large resort-style complex.

Does Bay Winds have boat docks?

Historical property records document docks, fishing access and boating use at Bay Winds. At least one prior listing identified an on-site deeded dock slip, but buyers should verify the exact dock rights attached to the specific condo rather than assuming every residence has identical boating privileges.

Is the Gulf beach close to Bay Winds?

Yes. Bay Winds is on the eastern, bay side of Bradenton Beach, while Gulf beaches are a short distance west across the narrow barrier island. This allows residents to enjoy a bayfront home setting without giving up convenient access to the Gulf of Mexico.

What are Bay Winds condos like?

Bay Winds does not have one uniform floor plan. Historical records document both two-bedroom and three-bedroom residences, including a two-bedroom, two-bath condo of approximately 873 square feet and a larger three-bedroom rental residence. Buyers should evaluate the exact floor plan, size, condition and outdoor areas of the condo being considered.

Can Bay Winds condos be rented?

There is documented rental activity at Bay Winds, including a currently marketed monthly vacation rental. That does not establish the rental rights of every unit or a future buyer. Current condominium restrictions, association approval procedures and City of Bradenton Beach requirements should be verified before purchasing based on rental plans.

Bay Winds Is an Intimate Five-Unit Condominium

One of the first things that distinguishes Bay Winds is its size. Florida condominium information identifies only five units within Bay Winds, A Condo. The Florida Division of Corporations identifies Bay Winds Condominium Association, Inc. as an active Florida nonprofit corporation originally filed in September 1982.

A five-unit community can feel very different from a building with dozens or hundreds of owners. There are fewer residences sharing the property, and the setting can feel more residential than resort-oriented.

Small size does not automatically mean simpler or less expensive ownership. Major common expenses are shared among fewer owners, making the association budget, reserves, insurance and responsibility for waterfront components particularly important to understand.

Anna Maria Sound Is Right Outside

Bay Winds occupies a direct bayfront position on Anna Maria Sound. Historical property records describe full bay and harbor views, Intracoastal views and partial Gulf views from individual residences.

This creates a coastal experience that differs from direct Gulf-front living. The bay side is characterized by boating activity and the protected-water environment of Anna Maria Sound, while the Gulf side of Bradenton Beach provides open water, sandy beaches and sunsets.

For many buyers, the appeal is being able to enjoy both. Bay Winds provides the waterfront home setting on the bay, while Gulf beaches remain close by.

Bay Winds Has a Strong Boating Connection

Boating is one of the most interesting aspects of Bay Winds. Historical listings identify water access, a fishing pier or dock and boat-slip arrangements. A prior listing for one residence specifically identified an on-site deeded dock slip, while another described a boat slip and fishing pier.

A local Anna Maria Island rental company has also described Bay Winds as a community where visitors can fish from the private dock and bring or rent a boat. These historical descriptions help establish the community's boating character, but they should not be interpreted as a guarantee of rights for a particular buyer.

Before purchasing specifically for boating, verify:

Whether a dock or slip legally accompanies the specific residence
Whether the right is deeded, assigned, common or otherwise documented
Permitted boat length, beam and other size restrictions
Water depth and tidal conditions
Dock condition and maintenance responsibility
Electricity and water availability at the dock, if relevant
Insurance requirements
Current association rules
Applicable governmental permits and restrictions

Hunt Brothers Realty's guide to buying waterfront property in Florida explains why buyers should verify dock rights, seawalls, water depth, navigability and waterfront infrastructure instead of relying solely on a listing description.

No Fixed Bridges Can Matter to Boaters

A recent Bay Winds property record identified water access to Anna Maria Sound and the Intracoastal Waterway with no fixed bridges. That can be an important consideration for boat owners because fixed-bridge clearance can restrict which vessels can reach open waterways from some Florida properties.

That listing information should still be verified for the buyer's intended route and vessel. Navigability depends on more than bridges, including water depth, tides, channel conditions, boat dimensions and current local conditions.

A qualified marine professional, local marina or other appropriate boating resource can help a buyer evaluate whether a particular boat is suitable for the property and intended route.

The Gulf Beach Is Still Close By

Bay Winds is not a Gulf-front condominium. Its waterfront is on Anna Maria Sound, but Bradenton Beach is a narrow barrier-island community, placing the Gulf of Mexico only a short distance west of the property.

This creates a useful balance for buyers who prefer the bay as their home setting but still want convenient access to Gulf sand and sunsets. The City of Bradenton Beach provides information about local beaches and public access points throughout the community.

Buyers whose highest priority is common property directly on the Gulf should compare Bay Winds with current Anna Maria Island beachfront condos for sale. The distinction between bayfront and beachfront can affect views, boating access, beach convenience and long-term ownership considerations.

Bay Winds Condos Do Not Follow a Single Floor Plan

Because Bay Winds contains only five residences, buyers should avoid assuming that information from one condo applies to every unit.

A recent property record for Unit 122 identifies a two-bedroom, two-bath residence with approximately 873 square feet of living area. Historical records for another Bay Winds residence document approximately 1,177 total square feet, while a currently marketed Bay Winds vacation rental identifies three bedrooms and three bathrooms.

Features documented in various Bay Winds residences include:

Two-bedroom and three-bedroom configurations
Two or more bathrooms in documented residences
Elevated construction
Balconies or outdoor living areas
Full bay and Intracoastal views in select locations
Partial Gulf views from certain residences
Assigned or under-building parking in historical records
Dock or boating rights associated with particular units in historical records

Interior condition can also vary because owners renovate at different times. Buyers should inspect the specific residence and verify improvements, permits when applicable, mechanical systems, windows, doors, plumbing, electrical components and any documented history of water intrusion or storm repairs.

Elevated Construction Is Part of the Bay Winds Design

Recent property records describe Bay Winds residences as elevated and constructed on pilings. That design is common in coastal settings where the relationship between living areas, parking and flood exposure affects how a building is configured.

Elevated construction should not be interpreted as eliminating flood or storm risk. Buyers should verify the property's current flood-zone information, available elevation documentation, insurance requirements and any limitations affecting enclosed or storage areas below elevated living space.

Questions involving the condition of pilings, structural components or other building systems should be evaluated with an appropriately qualified inspector, engineer or contractor.

Parking Arrangements Deserve a Close Look

Historical Bay Winds listings document assigned, tandem, carport and under-building parking arrangements. Because individual records differ, buyers should verify the parking that legally and practically accompanies the specific residence.

This matters on Anna Maria Island, where parking can be limited during busy periods. A buyer with multiple vehicles should determine how many vehicles are permitted, where guests can park and whether vehicle-size or type restrictions apply.

Hunt Brothers Realty's Florida condo parking, storage and guest policy guide explains why parking rights should be verified through the declaration, association records and other governing documents rather than inferred from an MLS listing.

A Small Association Changes the Financial Conversation

With only five units, Bay Winds deserves a slightly different financial review than a large condominium association. A small association may have fewer shared facilities and less administrative complexity, but there are also fewer owners available to share major common expenses.

Historical property records show condominium fees that changed over time, including a $600 monthly figure associated with a recent prior listing. That amount should not be treated as the current 2026 assessment. Buyers should obtain the association's current assessment information directly through current association and closing documentation.

Important financial questions include:

What is the current regular assessment?
What expenses are included?
How much does the association currently hold in reserves?
Are special assessments outstanding or under consideration?
What major repairs have recently been completed?
What capital projects are anticipated?
How are dock, seawall and other waterfront expenses allocated?
What insurance does the association maintain?

Hunt Brothers Realty's guide to evaluating a condominium association's financial health explains why buyers should consider reserves, insurance, assessments, financial statements and planned projects together rather than judging a condominium solely by its monthly fee.

Historic Bridge Street Is Nearby

Bay Winds sits north of Historic Bridge Street, giving residents convenient access to one of Bradenton Beach's best-known dining, shopping and entertainment areas while maintaining a quieter bayfront home setting.

The Historic Bridge Street district provides restaurants, shops and waterfront activity in the city's historic center. The nearby Bradenton Beach City Pier adds another destination for bay views and fishing.

This balance is part of the appeal. Bay Winds feels connected to the water and residential side of Bradenton Beach while still keeping island restaurants, beaches and activities accessible.

Can Bay Winds Condos Be Rented?

There is documented vacation-rental activity at Bay Winds. A local Anna Maria Island property management company currently markets Bay Winds 113 as a three-bedroom, three-bath Bradenton Beach condo and includes it among its monthly rental offerings.

That evidence shows rental use has occurred, but it does not establish the rights attached to every residence or guarantee that a new owner can use a condo in the same manner. Current condominium documents and governmental requirements control.

Before purchasing based on rental plans, verify the current minimum lease period, frequency restrictions, association approval procedures, occupancy limits, guest policies and applicable City of Bradenton Beach and Florida requirements.

Rental income, tax consequences, licensing and insurance can depend on the property and owner's circumstances. Buyers considering rental use should verify current requirements with the association and applicable governmental authorities and review individualized tax, insurance and legal questions with appropriately qualified professionals.

Waterfront Ownership Makes Flood and Insurance Review Important

Direct bay frontage is central to the Bay Winds lifestyle, but waterfront ownership on a Florida barrier island also makes flood, storm and insurance questions particularly important.

Buyers should investigate current flood-zone information, available elevation documentation, prior storm or water damage, repairs, association insurance, deductibles and the individual condo coverage they may need. Dock, seawall and piling condition can also affect long-term waterfront ownership costs.

Hunt Brothers Realty's questions to ask before buying a home near the coast provides a broader framework for investigating insurance, flood exposure, storm history and waterfront infrastructure.

Insurance availability, coverage, deductibles and premiums can vary substantially by property, association, insurer and intended use. Buyers should obtain current association insurance records and property-specific quotes from a qualified Florida insurance professional before making a purchasing decision.

Waterfront Infrastructure Deserves Professional Review

Historical Bay Winds property records identify a concrete seawall along with dock and waterfront improvements. Those components are valuable assets, but their current condition cannot be determined simply from an older listing or a visual showing.

Buyers should request available records concerning seawall and dock construction, repairs, permits, maintenance and anticipated work. They should also determine whether those components are association common elements, limited common elements or otherwise allocated under the condominium documents.

Questions about seawall, dock, piling or structural condition should be evaluated by the appropriate qualified marine contractor, inspector, engineer or other professional. Questions about ownership rights and maintenance responsibility should be verified through condominium, title and legal documentation.

How Does Bay Winds Compare With a Gulf-Front Condo?

Consideration	Bay Winds	Direct Gulf-Front Condo
Waterfront	Anna Maria Sound and Intracoastal	Gulf of Mexico
Typical views	Bay, boating activity and Intracoastal scenery	Open Gulf, beach and sunsets
Beach access	Gulf beaches nearby across the island	Typically directly from the property
Boating	Historical dock and boat-slip arrangements, subject to unit-specific verification	Usually not the primary amenity
Community scale	Five-unit condominium	Varies considerably

The choice depends on what matters most to the buyer. Someone who wants immediate sand access and Gulf sunsets may prefer direct beachfront property. A buyer who values boating, fishing, Anna Maria Sound views and an exceptionally small condominium community may find Bay Winds more compelling.

Who Might Bay Winds Be a Good Fit For?

Bay Winds may deserve consideration from buyers seeking:

Direct bayfront living on Anna Maria Sound
A very small condominium community
Boating or fishing-oriented waterfront amenities
Bay and Intracoastal views
Gulf beaches nearby
Elevated coastal construction
A seasonal island residence
A quieter alternative to a large resort condominium
Proximity to Historic Bridge Street and Bradenton Beach amenities
Potential rental use when permitted under current rules

Buyers who prioritize a large resort pool, extensive common amenities, direct Gulf frontage or the predictability of a large association may prefer another community. Bay Winds is more about intimate waterfront living and direct interaction with Anna Maria Sound.

What Should You Review Before Buying at Bay Winds?

Because Bay Winds combines a five-unit association with direct waterfront property, buyers should review both the individual residence and the shared condominium carefully.

Dock rights: Verify exactly what boating or dock rights legally accompany the residence.
Water access: Confirm water depth, navigability and suitability for the intended vessel.
Seawall and dock condition: Review available maintenance, repair and inspection documentation.
Residence condition: Inspect HVAC, plumbing, electrical components, windows, doors and evidence of prior moisture intrusion.
Structural condition: Review available information concerning pilings, elevated construction and other structural components.
Association finances: Review the current budget, financial statements and reserve information.
Assessments: Determine whether current or proposed special assessments apply.
Insurance: Review association coverage and obtain property-specific individual coverage quotes.
Flood exposure: Verify current flood information and available elevation documentation.
Parking: Confirm assigned spaces, tandem arrangements and guest procedures.
Rental rules: Obtain current lease restrictions and association approval requirements.
Pet rules: Verify the current association policy.
Governing documents: Review the declaration, amendments, bylaws and current rules.

The Bottom Line on Bay Winds Condos

Bay Winds offers a distinctive form of Bradenton Beach condominium living. Instead of a large beachfront resort, buyers find a five-unit community directly on Anna Maria Sound, with documented boating and fishing amenities and Gulf beaches nearby.

Its small scale may be particularly appealing to someone who wants a more residential island atmosphere. Water views, elevated construction and the possibility of unit-specific dock rights add to the appeal for buyers who enjoy being close to the water rather than simply seeing it from a distance.

The same features make careful due diligence essential. Buyers should understand the association's finances, insurance and common-property responsibilities, verify dock and parking rights, investigate flood and storm exposure, and evaluate the condition of the seawall, dock, structure and individual residence before making a purchasing decision.

Explore Bay Winds and Anna Maria Island Condos

If Bay Winds' combination of Anna Maria Sound frontage, intimate condominium living and boating-oriented waterfront appeals to you, explore current Anna Maria Island real estate and compare other Bradenton Beach properties. Buyers who prefer direct Gulf frontage can also explore Anna Maria Island beachfront condos for sale. Contact Hunt Brothers Realty to discuss Bay Winds, Bradenton Beach and other Florida Gulf Coast waterfront condominium opportunities.

Informational notice: This article provides general real estate and educational information only and is not individualized legal, financial, tax, insurance, lending, inspection, engineering, construction, title, association, boating, rental or other professional advice. Dock rights, water access, association fees, assessments, reserves, building and waterfront condition, insurance, flood information, parking, rental policies, pet restrictions and association rules can change or differ by residence. Buyers should review current condominium, association and title records and verify material information with the association, appropriate governmental authorities, qualified inspectors, engineers or marine professionals, insurance and lending professionals, title or closing professionals, tax professionals and a qualified Florida real estate attorney when appropriate before making a purchasing decision.