Sun Lake Villas: Lakeside Villa Living with Florida Charm

by Hunt Brothers Realty

Sun Lake Villas is an established lakeside condominium community near Cooper Street and Airport Road in Punta Gorda, Florida. Public records identify primarily two-bedroom, two-bath residences of approximately 938 square feet in low-rise buildings dating to 1985 and 1986. The community’s defining feature is its freshwater lake setting, with selected residences offering direct lake views from screened outdoor living areas. Recent property information also documents a heated swimming pool, an open dock, common and guest parking, mature landscaping and concrete-block construction. Buyers can also visit the Hunt Brothers Realty Sun Lake Villas property-search page for listing availability.

Sun Lake Villas offers a different type of waterfront experience from Punta Gorda’s saltwater canal communities. The lake provides views and a relaxed residential backdrop, but it is not a navigable saltwater route to Charlotte Harbor. Buyers interested primarily in powerboat or sailboat access should therefore distinguish Sun Lake Villas from Punta Gorda Isles waterfront properties.

Quick Answers About Sun Lake Villas

Where Is Sun Lake Villas?

Sun Lake Villas is in Punta Gorda, Florida 33950, with condominium addresses documented around Cooper Street and Airport Road. Public records place the community in Charlotte County.

Is Sun Lake Villas in Deep Creek?

The public property records reviewed for this guide place Sun Lake Villas around Cooper Street and Airport Road in Punta Gorda rather than within the Deep Creek community. Buyers should use the specific property address and legal description when evaluating a listing.

When Was Sun Lake Villas Built?

Charlotte County-derived property records identify residences dating primarily to 1985 and 1986. Legal descriptions also identify Sun Lake Villas and Sun Lake Villas II phases.

What Size Are Sun Lake Villas Condos?

The residences reviewed in current county-derived records are primarily two-bedroom, two-bath condominiums of approximately 938 square feet. Individual layouts and renovations can differ.

Is Sun Lake Villas Waterfront?

Yes, selected Sun Lake Villas residences have documented lake frontage and freshwater views. This is inland freshwater frontage rather than saltwater canal or Charlotte Harbor boating frontage.

Does Sun Lake Villas Have a Pool?

Yes. Recent Stellar MLS property information documents a heated in-ground community pool at Sun Lake Villas. Buyers should verify its current operating status and rules through the condominium association.

Do Sun Lake Villas Condos Have Garages?

The recent Sun Lake Villas property records reviewed for this article do not document attached garages. A recent sale at 2300 Cooper Street specifically reported common and guest parking with no garage or carport.

How Much Are Sun Lake Villas Condo Fees?

A recent Sun Lake Villas sale reported an association fee of $1,050 quarterly, equivalent to $350 per month at that rate. Fees can change, so buyers should verify the current assessment and exact inclusions directly through current association and transaction documents.

What Is the Setting at Sun Lake Villas?

Sun Lake Villas has an inland lakeside setting within Punta Gorda. Rather than overlooking a marina or saltwater canal, selected buildings face a freshwater lake surrounded by mature landscaping.

Recent listing information for 2300 Cooper Street Unit D3 documented approximately 300 feet of lake frontage associated with the property, along with broad lake and water views. Other county-derived records for units in the same building identify waterfront location influence.

That setting can appeal to buyers who want water views without making private saltwater boating access a requirement. For buyers specifically searching for docks and Charlotte Harbor boating, Hunt Brothers Realty’s Punta Gorda Isles real estate page provides a useful comparison with the city’s saltwater canal market.

What Are the Residences at Sun Lake Villas Like?

Sun Lake Villas consists of low-rise condominium residences rather than detached single-family villas. The public records reviewed for this guide consistently identify condominium ownership and approximately 938 square feet of living area for individual residences.

Two bedrooms and two bathrooms are typical of the properties reviewed. Recent listing information documents concrete-block construction, central air conditioning, public utilities and screened outdoor living.

Are There Ground-Floor Condos?

Yes. Ground-floor residences are documented at Sun Lake Villas. Upper-floor units are also available within the two-story buildings, so buyers can compare ground-level access with elevated lake views.

Do the Buildings Have Elevators?

Recent property information describes the buildings as two-story walk-up structures and does not document elevator service. Buyers who need step-free access should verify the location and accessibility of the individual residence before purchasing.

Do the Condos Have Screened Lanais?

Screened outdoor living is documented in recent Sun Lake Villas property information. Lakefront residences can use these areas to take advantage of the water and landscaped views.

Is the Lake Navigable to Charlotte Harbor?

No saltwater boating connection to Charlotte Harbor is documented for Sun Lake Villas. Current property information identifies the water as lake frontage rather than a saltwater canal, river or harbor access route.

A recent listing also documents an open dock associated with the lakefront property. Buyers should not interpret that dock as evidence of access for larger powerboats or sailboats to Charlotte Harbor.

Anyone intending to use the lake for a specific recreational activity should verify current association rules, legal access rights, permitted watercraft and any applicable local restrictions before purchasing equipment or making a real estate decision based on lake use.

What Amenities Does Sun Lake Villas Offer?

Recent property information documents a modest community amenity package centered on the lakeside environment. Features include:

Heated in-ground community swimming pool
Freshwater lake frontage
Open lake dock documented in recent property information
Mature landscaping
Common parking
Guest parking
Screened outdoor living with selected residences

Amenities, rules and operating conditions can change. Buyers should obtain current association information rather than assuming that every feature shown in historical marketing remains available under the same terms.

How Much Are Sun Lake Villas Condo Fees?

A recent Stellar MLS transaction at 2300 Cooper Street Unit D3 reported an association fee of $1,050 quarterly. That equals approximately $350 per month at the reported rate.

The same transaction reported cable television, common-area taxes, pool expenses, grounds maintenance, trash and water among association-related expenses. Buyers should verify the current budget and exact inclusions because fees and services can change after a property is sold.

The monthly assessment is only one component of condominium ownership. Buyers should also evaluate insurance, reserves, potential assessments, taxes, utilities and the condition of the individual residence before estimating total ownership costs.

What Should Buyers Know About an Older Condominium Community?

Sun Lake Villas residences date primarily to the mid-1980s. That does not establish the current condition of an individual condominium, but it does make maintenance history and association financial planning important parts of due diligence.

Buyers should obtain current association budgets, reserve information, recent meeting minutes, insurance documentation and information about completed or proposed capital projects. Roofs, exterior walls, plumbing, electrical components, windows, doors, drainage and common facilities should be evaluated based on current condition rather than age alone.

Applicable Florida condominium inspection and reserve requirements should also be confirmed for the specific buildings. Questions about statutory obligations or the legal effect of condominium documents should be reviewed with a qualified Florida real estate attorney.

What Should Buyers Know About Flood and Insurance?

Recent Sun Lake Villas listing information identifies FEMA flood zone AE for the 2300 Cooper Street property. Flood designations can be property-specific and mapping can change, so buyers should verify the current designation for the exact residence they are considering.

Condominium buyers should also obtain the association’s current master insurance information and determine which building components are insured by the association versus the individual owner. Master-policy deductibles and loss-assessment exposure can be important considerations.

Insurance availability, coverage, deductibles, exclusions and premiums can vary substantially by property. Buyers should obtain property-specific quotes and review coverage with a qualified insurance professional before making a purchasing decision.

Are Pets and Rentals Allowed at Sun Lake Villas?

Recent MLS information for Unit D3 reported that pets were permitted, including a maximum pet-weight field of 100 pounds. The same transaction reported no minimum lease period.

These details represent one recent transaction and should not be treated as permanent community rules. Pet limits, rental policies, approval requirements and other restrictions can change. Buyers should review the current declaration, amendments, bylaws and rules for the applicable Sun Lake Villas condominium phase.

How Does Sun Lake Villas Compare With Punta Gorda Waterfront Communities?

The most important distinction is the type of water. Sun Lake Villas offers freshwater lake frontage, while many properties in Punta Gorda Isles are positioned on saltwater canals with routes toward Charlotte Harbor.

For buyers who prioritize boating, Hunt Brothers Realty’s Punta Gorda Isles waterfront and boating guide explains the importance of canal location, bridge clearance, water depth, docks and boat lifts.

Sun Lake Villas instead fits buyers whose priorities center more on a water view, pool access, a smaller condominium footprint and proximity to central Punta Gorda without requiring a private saltwater dock.

What Should Buyers Verify Before Purchasing at Sun Lake Villas?

Because Sun Lake Villas is an established condominium community with multiple legal phases, buyers should evaluate the exact residence and association documents carefully. Important items include:

The exact Sun Lake Villas condominium phase
Current quarterly or monthly assessment
Exact services included in the assessment
Current association budget and reserve information
Recent association meeting minutes
Pending, proposed or approved special assessments
Current master insurance coverage and deductibles
Applicable structural inspection and reserve requirements
Roof and exterior maintenance responsibilities
Current pool condition and operating rules
Legal rights and rules associated with the lake and dock
Parking rights and vehicle restrictions
Current pet restrictions
Current leasing restrictions
Current flood-zone information
Permit history for material renovations

Inspection findings should be evaluated with the appropriate licensed inspector, contractor, engineer or other qualified professional. Questions involving condominium ownership, association obligations, lake rights, contracts, title or other legal matters should be reviewed with a qualified Florida real estate attorney or other appropriate legal professional.

Are Sun Lake Villas Condos for Sale?

Sun Lake Villas is a relatively small established community, so resale availability can be limited. A recent Unit D3 listing at 2300 Cooper Street involved a two-bedroom, two-bath lakefront condominium of approximately 938 square feet and subsequently closed.

Current availability should always be checked directly because older or unrelated listings can appear in broad internet searches for the Sun Lake Villas name. Buyers can use the Hunt Brothers Realty Sun Lake Villas search page for community-specific listing monitoring, while confirming that any displayed property is actually located in the Punta Gorda community.

Is Sun Lake Villas Worth Considering?

Sun Lake Villas can be worth considering for buyers who prefer an established, smaller-scale condominium community with freshwater views and a community pool. The two-bedroom floor plans provide a relatively compact ownership option, while screened outdoor living and mature landscaping contribute to the Florida setting.

Its location also distinguishes it from Punta Gorda’s saltwater boating communities. Buyers can enjoy a lakeside setting without paying specifically for a private saltwater dock or marina-oriented ownership structure, although the lake should not be confused with navigable access to Charlotte Harbor.

As with any mid-1980s condominium, current building condition, association finances, reserves, insurance and future maintenance needs should be evaluated alongside the view, interior updates and purchase price.

Explore Sun Lake Villas with Hunt Brothers Realty

Hunt Brothers Realty can help buyers compare Sun Lake Villas with other condominium and waterfront options throughout Punta Gorda. Monitor the Sun Lake Villas property search, compare saltwater communities through the Punta Gorda Isles real estate page, read the Hunt Brothers Realty Punta Gorda guide, or contact Hunt Brothers Realty for help evaluating a specific property.

Informational notice: This article provides general real estate information and educational content only. Association fees, reserves, assessments, insurance, structural requirements, flood information, lake and dock rights, recreational rules, parking, pet and leasing restrictions, amenities, prices and property conditions can change or vary by residence and condominium phase. Buyers should verify current information through governing documents, association records, public records and transaction-specific information, and consult the appropriate qualified real estate professional, Florida real estate attorney, insurance professional, lender, tax professional, home inspector, contractor, structural engineer, title professional, association or local government authority before making decisions requiring individualized guidance.