Topaz Cove: Coastal Condo Living in Punta Gorda

by Hunt Brothers Realty

Topaz Cove is a 68-residence condominium community on Sunset Key Circle inside gated Burnt Store Marina. Developed primarily in 2000 and 2001, Topaz Cove offers unusually spacious villa and townhome-style condominiums, with documented floor plans ranging from approximately 1,652 square feet to more than 2,500 square feet. Residences commonly feature screened lanais and attached two-car garages, while the community surrounds an interior lagoon with a heated island pool and spa. Charlotte Harbor and Burnt Store Marina's boating environment are nearby, but Topaz Cove residences should not automatically be described as direct harbor-front properties or as including private marina slips.

Topaz Cove uses a Punta Gorda, Florida 33955 mailing address, but it is physically located in Lee County. That distinction matters when buyers research taxes, permitting, flood information, public records and other county-specific issues. Buyers can explore Topaz Cove through Hunt Brothers Realty and compare the community with other Burnt Store Marina homes and condos.

Quick Answers About Topaz Cove

Where Is Topaz Cove?

Topaz Cove is on Sunset Key Circle inside Burnt Store Marina. Properties have Punta Gorda 33955 mailing addresses, but the community is in Lee County, south of central Punta Gorda and north of Cape Coral.

How Many Condos Are in Topaz Cove?

Florida condominium records identify 68 declared residences in Topaz Cove. The project was first recorded in April 2000, and individual property records primarily show 2000 and 2001 construction.

What Types of Condos Are in Topaz Cove?

Topaz Cove consists of villa and townhome-style condominium residences rather than conventional stacked apartment-style condos. Current property records document both one-level and two-level layouts, screened outdoor living and attached garages.

How Large Are Topaz Cove Condos?

Documented residences include approximately 1,652, 1,755, 2,255 and 2,293 square feet, while the Hunt Brothers Realty Topaz Cove page identifies floor plans extending to approximately 2,553 square feet. Two-bedroom and three-bedroom configurations are available.

Is Topaz Cove Directly on Charlotte Harbor?

Topaz Cove is inside the Charlotte Harbor waterfront community of Burnt Store Marina, but the residences are organized primarily around an interior lagoon rather than direct open-harbor frontage. Buyers should verify the exact water or landscape view from an individual residence.

Does Topaz Cove Have a Pool?

Yes. Topaz Cove has a heated island community pool and spa surrounded by the community lagoon. A walking path around the lagoon is also documented.

Do Topaz Cove Condos Have Garages?

Attached two-car garages are a documented feature of Topaz Cove residences. This gives the community a residential villa feel that differs from many traditional condominium buildings with carports or assigned surface parking.

How Much Are Topaz Cove Condo Fees?

Current 2026 property information reports a Topaz Cove condominium fee of approximately $788 per month in examples reviewed. Because Burnt Store Marina has layered community obligations, buyers should verify the condominium assessment plus every applicable master-community charge for the specific residence.

Where Is Topaz Cove Within Burnt Store Marina?

Topaz Cove is situated along Sunset Key Circle in the western portion of Burnt Store Marina. The larger gated community occupies more than 600 acres along Charlotte Harbor and contains approximately 1,920 residences across numerous individual neighborhoods and condominium associations.

The location places Topaz Cove residents within the broader marina and golf environment while retaining a separate neighborhood identity. Its buildings surround a landscaped lagoon, creating water views within the neighborhood even though the individual residences are not uniformly positioned directly on Charlotte Harbor or a marina basin.

For a broader overview of the surrounding community, the Hunt Brothers Realty Burnt Store Marina guide explains the marina, golf, residential neighborhoods, recreation and layered association structure.

What Are Topaz Cove Residences Like?

Topaz Cove is legally a condominium community, but the residences can feel substantially different from conventional condo living. Rather than long interior corridors and stacked apartment layouts, buyers encounter attached villa and townhome-style homes with private entrances, garages and generous living areas.

Recent property records document concrete-block and stucco construction with tile roofs. The community was developed primarily around 2000 and 2001, producing a relatively consistent architectural character along Sunset Key Circle.

Are There One-Level Residences?

Yes. One-level residences are documented in Topaz Cove. A recent 1,755-square-foot property at 3308 Sunset Key Circle was identified as a single-level residence, and current records also document larger one-level configurations.

Are There Larger Two-Level Floor Plans?

Yes. Larger two-level configurations are also part of Topaz Cove. Current property data for 3316 Sunset Key Circle Unit D documents approximately 2,293 square feet and two levels, while other larger floor plans exceed 2,200 square feet.

Do Topaz Cove Homes Have Screened Lanais?

Screened lanais are a characteristic feature documented throughout Topaz Cove. Depending on residence orientation, these outdoor spaces can overlook the lagoon, landscaped common areas or other portions of the neighborhood.

What Is the Lagoon Setting Like?

Topaz Cove is arranged around a community lagoon that gives many residences an attractive water-oriented outlook. The lagoon also surrounds the community's island-style heated pool and spa, with a walking path providing pedestrian access around the water.

A current 2026 listing at 3336 Sunset Key Circle Unit D specifically describes its location as overlooking the lagoon. The water feature contributes to Topaz Cove's coastal Florida atmosphere, but it should not be confused with a navigable marina basin or a private saltwater canal.

Buyers interested in a particular water view should evaluate the residence in person and verify its orientation rather than assuming every Topaz Cove home has the same outlook.

Does Topaz Cove Include Private Boating Access?

Ordinary Topaz Cove condominium ownership should not be interpreted as including a private boat dock or marina slip. The neighborhood is located inside Burnt Store Marina, but residential ownership and marina storage are separate matters unless property-specific legal documents establish otherwise.

Burnt Store Marina itself is directly on Charlotte Harbor and provides a substantial boating environment. The community marina offers boating services and storage arrangements, subject to current availability, vessel requirements, contracts and fees.

Buyers who intend to keep a boat at Burnt Store Marina should verify current wet-slip or dry-storage availability directly with the marina operator before making a real estate purchase dependent on a particular boating arrangement.

What Amenities Does Topaz Cove Offer?

Topaz Cove's neighborhood amenities focus on the central lagoon and pool environment. Documented features include:

Heated island-style community swimming pool
Community spa
Interior lagoon
Walking path around the lagoon
Screened private outdoor living at individual residences
Attached two-car garages
Gated Burnt Store Marina setting

Current amenities and operating rules should be verified directly through the Topaz Cove Condominium Association before a purchasing decision is made.

Which Burnt Store Marina Amenities Are Separate?

Topaz Cove residents live inside a larger community containing marina, golf, fitness, racquet, dining and other recreational facilities. Those features should not all be described as amenities automatically included with a Topaz Cove condominium assessment.

The broader Burnt Store Marina community includes a privately operated marina and a 27-hole golf facility, along with fitness, tennis, pickleball and dining opportunities. Current access, memberships and fees should be verified with the applicable facility or operator.

This distinction is important when comparing ownership costs. A buyer should identify what is included in the Topaz Cove assessment, what is funded through broader community obligations, and what requires an optional membership or separate commercial agreement.

How Much Are Topaz Cove Condo Fees?

Current 2026 listing information for Topaz Cove residences reports a condominium assessment of approximately $788 per month in examples reviewed. That figure represents the Topaz Cove condominium charge reported in those transactions and should not automatically be interpreted as the complete monthly cost of all association obligations.

For example, a recent transaction at 3336 Sunset Key Circle Unit B reported the $788 condominium fee but calculated total monthly association fees of approximately $1,036 after additional obligations. This illustrates why buyers should identify every association and assessment affecting the individual residence.

Fees, assessments and inclusions can change. Buyers should obtain the current Topaz Cove budget, current master-community charges and a transaction-specific estoppel before calculating recurring ownership costs.

How Does the Burnt Store Marina Association Structure Affect Owners?

Topaz Cove Condominium Association, Inc. is the neighborhood condominium association. Association records identify Topaz Cove as a sub-association within the broader Burnt Store Marina community structure.

Burnt Store Marina contains numerous residential sub-associations, and owners can have obligations at more than one level. Buyers should verify the current condominium assessment, master-community charges, reserve responsibilities and services funded by each association.

Questions about association obligations, condominium documents or the legal effect of assessments should be reviewed with a qualified Florida real estate attorney or other appropriate legal professional.

What Should Buyers Know About Flood and Insurance?

Current parcel information for multiple Topaz Cove residences places the properties within FEMA flood zone AE. Buyers should verify the current flood designation, applicable elevation information and insurance requirements for the specific residence rather than relying solely on historical property records.

Condominium ownership also requires understanding how insurance responsibilities are divided between the association and individual unit owner. Buyers should obtain the current association master policy, deductibles and governing documents and compare those responsibilities with property-specific unit-owner coverage.

Insurance availability, coverage, deductibles, exclusions and premiums can vary substantially by property. Buyers should obtain property-specific quotes and review coverage with a qualified insurance professional before making a purchasing decision.

What Should Buyers Know About Association Reserves?

Florida condominium records identify Topaz Cove as a 68-unit project first recorded in 2000. A current third-party review of the Florida DBPR Structural Integrity Reserve Study database did not identify a matching Topaz Cove filing as of October 26, 2026. That result should not be interpreted as evidence that the association is out of compliance, because filing requirements depend on building characteristics and records can appear under different names.

Topaz Cove property records primarily document one-story and two-story residential structures. Buyers should obtain the association's current reserve information and confirm which Florida condominium reserve and inspection requirements actually apply to the buildings rather than making assumptions from a database search.

Financial or structural documentation should be evaluated with the appropriate qualified professionals when it is material to the purchase decision.

Are Pets and Rentals Allowed at Topaz Cove?

The Hunt Brothers Realty Topaz Cove page reports that two pets are permitted, with a maximum weight of 100 pounds, and identifies a one-month minimum lease. Recent MLS records also document pet and rental restrictions, although individual listing fields have not always reported identical pet-weight limits.

Because association rules can change and listing databases can contain inconsistent information, buyers should review the current declaration, amendments, bylaws and association rules before relying on a specific pet or rental plan.

How Does Topaz Cove Compare With Other Burnt Store Marina Condos?

Topaz Cove stands apart for its combination of condominium ownership, large residential floor plans, attached two-car garages and lagoon-oriented villa or townhome design. Buyers wanting direct marina-basin views can compare Marina North Shore, where low-rise condominium buildings overlook the North Yacht Basin.

Marina South Shore provides another marina-oriented alternative, with established low-rise buildings along the south marina basin and screened outdoor living.

For buyers who prefer a smaller conventional condominium footprint, Halyard Club offers two-bedroom residences, a community pool and golf-oriented views in another part of Burnt Store Marina.

Buyers interested in single-story villa living can also compare Marlin Run, another condominium villa community within the larger Burnt Store Marina setting.

What Should Buyers Verify Before Purchasing at Topaz Cove?

Topaz Cove buyers should evaluate the individual residence, condominium association and broader Burnt Store Marina obligations together. Important items include:

Current Topaz Cove condominium assessment
Every applicable master-community assessment
Current association budget and reserve information
Recent association meeting minutes
Pending, proposed or approved special assessments
Current master insurance policy and deductibles
Current reserve-study information and applicable statutory requirements
Roof and exterior maintenance responsibilities
Lagoon, pool and common-area maintenance obligations
Garage rights and maintenance responsibilities
Current pet restrictions
Current leasing restrictions
Current flood information
Property-specific insurance quotes
Permit history for material renovations
Separate golf, fitness, racquet or marina costs when those facilities matter to the buyer

Inspection findings should be evaluated with the appropriate licensed inspector, contractor, engineer or other qualified professional. Questions involving condominium rights, association obligations, title, contracts or other legal matters should be reviewed with a qualified Florida real estate attorney or other appropriate legal professional.

Are Topaz Cove Condos for Sale?

Topaz Cove had resale activity during 2026. A current three-bedroom, two-bath residence at 3336 Sunset Key Circle Unit D was offered at approximately $469,000. The property contains approximately 2,255 square feet and overlooks the community lagoon.

Other recent Topaz Cove transactions demonstrate the community's range of floor plans, including approximately 1,652-square-foot residences and larger homes exceeding 2,200 square feet. Pricing can vary with size, condition, updates, location within the community and view.

Inventory and pricing can change quickly. Buyers can monitor current Topaz Cove listings through Hunt Brothers Realty and compare them with the broader Burnt Store Marina real estate market.

Is Topaz Cove Worth Considering?

Topaz Cove can be worth considering for buyers who want condominium ownership with considerably more residential space than many traditional condos. Large floor plans, attached two-car garages, screened lanais and the lagoon-oriented pool setting give the community a villa-like character.

Its location inside Burnt Store Marina also places boating, golf, dining and recreation nearby. Those opportunities should be evaluated separately from Topaz Cove's included condominium amenities, particularly when a buyer's decision depends on marina storage or optional recreational memberships.

For buyers comparing coastal Southwest Florida communities, Topaz Cove's strongest distinction is not direct private harbor frontage. It is the combination of spacious condominium residences, garages, a landscaped lagoon environment and access to the broader Burnt Store Marina setting on Charlotte Harbor.

Explore Topaz Cove with Hunt Brothers Realty

Hunt Brothers Realty can help buyers compare Topaz Cove with other villa, condominium, golf and waterfront options throughout Burnt Store Marina. Browse Topaz Cove listings, explore Burnt Store Marina real estate, read the Burnt Store Marina buyer guide, or contact Hunt Brothers Realty for help evaluating a specific property.

Informational notice: This article provides general real estate information and educational content only. Association fees, reserves, assessments, insurance, flood information, maintenance responsibilities, pet and leasing rules, recreational memberships, marina availability, amenities, prices and property conditions can change or vary by residence. Buyers should verify current information through governing documents, association records, public records and transaction-specific information, and consult the appropriate qualified real estate professional, Florida real estate attorney, insurance professional, lender, tax professional, home inspector, contractor, engineer, title professional, association, marina operator or local government authority before making decisions requiring individualized guidance.